Less than 5% of Pakistanis have any form of life, accident, or health insurance coverage, yet more than 75% own a mobile phone. This presents an opportunity for both mobile companies and insurance providers to expand insurance provision to millions of Pakistanis using the ubiquitous mobile platform. Bima is a cutting-edge mobile micro-insurance provider that works with telcos and insurance companies to scale up insurance services for the mass market. We are designing and selling revolutionary insurance services that are affordable and accessible to everyone in Pakistan.