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Summary
To enrich my knowledge, skills & experience by getting involved in challenging work environment &
utilize them for organizational and personal growth. I am a dynamic person with high emotional
intelligence and motivational factor in my personality.
Experience
Senior Associate Trade And Credit Operations
Approving/Authorizing of Trust Receipt issuance (TR Open Account & TR Advance payment), loan/TR settlement on maturity & early settlement and extension for advance payment.
Approving/authorizing of loan issuance as per Credit Report/ Gerfa Cad with extreme due deligence.
Correspondence with branches in order to fulfill various queries/shortcoming such as third party/ related party transaction, trans shipment, phantom shipment, funds availability for SOC, per part limit (PPL), limit availability/excess, limit expiry, supplier approval, pricing details, margin , approved tenor, past dues, monthly repayment schedule (MRS) rating, clientnature / line of business, per transaction cap , shell company, stale invoice, future date invoice, draft bill of lading, end usage of goods, end user details, and other CP related condition.
Ensure invoice details such as quantity, goods description & other shipping details must be consistent with transport documents for open account cases.
Ensure payment details ( Bene IBAN, Swift code, account title, remittance amount & currency) on invoice must be consistent with TR form.
Ensure shipment will be realized with in stipulated time for advance payment.
Screening of documents under filflan for compliance clearance such as sanction/ high risk jurisdiction, vessel, carrier , delivery agent, freight forwarder, , carrier agent, master, port of loading, discharge, beneficiary/consignee name, charterer name, notify party, end user name, trans shipment port, related party name and description of goods.
Sending deal mail to treasury department and RM/ ARM for CBG and RBG client respectively.
Examining LLOYD report via IMO number for those vessel who remains fetchless /traceless under filflan.
As a senior approver/authorizer, extend fully support and assistance to my team.
Maintaining Tracker / Excel and preparing checklist.
Conduct team huddle on daily basis and response to several queries till their final resolution
IBP Certified Trade Officer(Import Payment Unit)
December 2021 to march 2022 A four month comprehensive training program based on class room training and on job training was provided where the following module were taught. Module 1. Basic Banking Operations. Module 2. Credit ( SME & Corporate). Module 3. Remittance. Module 4. Foreign Trade (UCP600, URC522, URR725, ISBP 745 and URDG 758). Further more the training was also provided about Trade Base Money Laundering (TBML), Trade Governance, Risk Management, Principles of Islamic Banking, AML, Treasury, Fraud & forgery, RRD and MS office.
March 2022 To August 2023 After completing training successfully I was placed in Import Payment Unit where I perform following task.
Local and foreign LC maturity payments.
IFDBC Lodgment and retirement.
Contract Lodgment and retirement.
LC lodgment and retirement.
Advance payment.
Open account Lodgment and retirement.
Lodgment of FOC cases as per Para 6B (VIII) of chapter 13.
Scrutinize letter of credit and collection documents as per UCP 600 and URC 522 respectively
Amendment of contract, collection and advance payment
Acceptance Lodgment against LC, collection and contract as per branch request.
Issuance, cancellation and redemption of shipping guarantee against LC and contract.
Sending outstanding PAD statement on daily basis.
Sending MO, Export funding, PO and RTGS of local LC payment to concern branches.
Correspondence with branches in order to fulfill various queries/shortcoming such as dual use good, debarred list, third party transaction, related party transaction and other IPO requirement while Lodgment and payment.
Trade KYC checking of customer against all transaction.
Assisting International Division in balancing of daily import position of branches.
Looking after of administration printers and scanners of department.
Ensure to perform the task for whom I nominated as backup
Internee (Production Department)
Candyland (Ismail Industries Limited) Pakistan. Internee (Production Department) Location HUB (Baluchistan), Pakistan Category Food- Confectionary 1-Visited, observed & learned about the Kitchen, Production & packing areas of Plant (1, 2, 3, 4 & 6) which includes several department such as Jelly, Candy, Chew, Coffee Candy, Now Chocolate, Lollypop, Bubble, Paradise, Cloud 9, Eclair, Sonnet, Yums, Milk Chocolate and Marshmallow department. 2-Submitted detail report of plant (1, 2, 3, 4 & 6) to the Admin Department of Candyland (Ismail Industries Limited) Pakistan.
