Summary

To work in learning and challenging environment, utilizing my skill and knowledge to be the
best of my abilities and contribute positively to my personal growth as well as growth of the
organization.

Projects

Office Of The Agricultural Engineering Hyderabad Division

Experience

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Relationship Officer
Finca Microfinance Bank
Nov 2023 - Present | Ghotki, Pakistan


A Relationship Officer Role is a Client facing role. The Relationship officers areresponsible for the first level of customer interaction. They are responsible for creating new client relationships as well as deepening our relationships with the existing clients by offering them other financial products.

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Relationship Officer (R.O)
U Microfinance Bank Islamic Banking (IMD)
Sep 2022 - Nov 2023 | Nawabshah, Pakistan

A Relationship Officer Role is a Client facing role. The Relationship officers areresponsible for the first level of customer interaction. They are responsible for creating new client relationships as well as deepening our relationships with the existing clients by offering them other financial products.

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Agriculture Credit Officer
APNA Microfinance Bank
Aug 2019 - Aug 2022 | Ghotki, Pakistan

Responsible to enhance the existing as well as new agriculture credit relationships by developing contacts with progressive and potential farmers, as well as, agriculturists.

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Internee
Agriculture Engineering Workshop Tandojam
Oct 2017 - Nov 2017 | Tando Jam, Pakistan

Internship in Performance and maintenance of laser land leveler

Education

Sindh Agriculture University
Bachelors, Bachelors in Technology, Bachelor of Engineering (Agriculture)‎
Sedimentology
Percentage 66%
2018
BISE
Intermediate/A-Level, Faculty of Science (Pre-Engineering), F.Sc Pre-Engineering‎
feminism
Percentage 68%
2013
BISE
Matriculation/O-Level, Matric in Science, Matric in Science‎
General Sciences
Percentage 76%
2011

Skills

Expert Ability to Maintain Professionalism
Expert Accounting Skills
Expert Administration Knowledge
Expert Agri Knowledge
Intermediate Agriculture Credit
Expert Auditing
Expert Banking Knowledge
Expert Business Development
Intermediate Business Loans
Expert Client Dealing
Expert Communication and Interpersonal Skills
Expert Cost Management
Expert Creative projects
Intermediate Credit Analysis
Expert Credit Collection Recovery
Expert Credit Risk Assessment
Intermediate Cross Cultural Communication Skills
Expert Customer Handling
Expert Customer Relationship Management
Expert Customer Service Skills
Expert Data Comparison
Expert Data Extraction
Expert Data Management
Expert Debt Collection and Recovery
Expert Electrical Controls Knowledge
Expert End to End Sales
Expert Financial and Budgeting Skills
Expert Goof Health and Personal Hygiene
Expert Handle Stressful Situations
Intermediate Market Planning
Expert Marketing Plans
Expert Marketing Strategies
Expert Microsoft Office Suite or Similar
Expert Monitoring of Syndicated Portfolio
Expert MS Excel
Expert Negotiation Skills
Expert Official Tasks Handling
Expert Outdoor Maintenance
Expert Presentation Skills
Expert Promote a Positive Image of the Bank
Expert Record Keeping
Expert Relationship Building
Expert Relationship Management
Expert Reporting Abilities
Expert Reporting Skills
Expert Retail Audit
Expert Risk Management
Expert Sage Commannad
Expert Sales
Intermediate Sales / Functions

Languages

Expert English
Expert Urdu
Expert Sindhi

Zafarullah Contacts

Abdul Munim Khan
Pak Arab Refinery Limited