Summary

I have started my career with Habib Bank Ltd in April 2022 as a Cash Officer and currently working as Branch Operation Manager (Officiating) in Habib Bank Ltd. I have worked in different segments of banking at Habib Bank Ltd which includes: Cash Officer, Head Teller, Customer Service Officer, and also worked as Branch Operations Manager. My assignment was to look after entire operational issues of General Banking of 3 branches of Nawabshah Region and have proactively identified issues and suggests appropriate action / solutions to maintain positive relationship to avoid regulators penalty.

Experience

Company Logo
Branch Operation Manager
Habib Bank Limited
Oct 2023 - Present | Nawabshah, Pakistan

• Ensure smooth branch operations complying to all internal controls, regulatory and compliance requirements, thus leading to strong business growth and optimum level of customer satisfaction.
• Ensure all processes are followed as per Branch Operations.
• Foreign exchange manuals & KYC/AML policy; while ensuring Compliance and TATs are met as per service Level Agreement between departments.
• Provide guidance and recommendations in order to support the resolution of all customer cases to improve overall customer experience.
• Management of variable cost factor pertaining to branch operations and to maintain the cost at minimum level and within budget to ensure branch efficiency.
• Responsible for reconciliation of Inter Branch Transaction Supervision /Cross Branch Transactions, Internal Control and branch outlook and ambience by properly maintaining branch furniture’s/ fixtures/ IT equipment to effectively support the front-line of the branch.
Skills: Customer Loyalty · Support Management · Inventory Management · Risk Management · Sales and Marketing · Strategic Planning · Customer Service Management · Team Management · Branch Banking Operations · Analytical Skills · Time Management · Operations Management

Company Logo
Cash Officer
Habib Bank Limited
Apr 2022 - Oct 2023 | Nawabshah, Pakistan

Cash Handling, Account Opening, Clearing, Fund transfer Remittances, Dealing with customers, ATM Custodian, Banking Record maintenance

Education

Allama Iqbal Open University (AIOU)
Bachelors, Bachelors in Arts, B.A‎
General Studies
Percentage 62%
2021
Agriculture Training Institute Sakrand Sindh
Diploma, ‎
Field Assistant
Incomplete
2019
Sakrand Institute of Technical Education
Short Course, M.S Office‎
Computer
Completed
2017

Skills

Expert Account Creation
Expert Admin Operations Management
Intermediate Administration Knowledge
Intermediate Branch Administration Skills
Expert Branch Banking
Expert Branch Management
Expert Branch Operations Management
Intermediate Branch Support
Intermediate Channel Sales Development
Expert Client Dealing 
Expert Client Relationship
Intermediate Customer Relationship Management
Intermediate Customer Satisfaction Management
Expert Customer Service
Expert Customer Service Skills
Expert Employee Banking
Expert End to End Sales
Intermediate End-to-End Sale
Expert Highly Detail Oriented
Expert Manage Client Relationships
Expert Manage Record
Expert Microsoft Word
Expert MS Excel
Beginner Official Tasks Handling
Expert Oral Written and Communication Skills
Beginner Persuasion Customer
Expert Problem Solving
Expert Problem Solving Skills
Expert Relations Management
Expert Relationship Building Skills
Expert Relationship Management
Intermediate Sales Presentation Skills
Intermediate Scale Management
Intermediate Telemarketing Skills
Intermediate Time Management 
Intermediate مبيعات المؤسسات
Expert Windows
Expert إدارة عمليات الفروع

Languages

Intermediate English
Expert Urdu
Expert Sindhi