Summary

A well presented, industrious and highly personable individual who has extensive in-depth experience of the entire banking industry. Possessing a huge range of abilities from providing support and leadership to junior staff right through to being able to successfully sell the money, credit and products of a bank. Able to gain the trust of customers by interacting with people from all backgrounds. Also having a proven record of contributing to the profitability of previous employers by generating income and revenue growth.

Experience

Company Logo
Credit Officer
HBL Microfinance Bank Ltd
Oct 2022 - Present | Faisalabad, Pakistan

Enter Description

Company Logo
Credit Officer
HBL Microfinance Bank Ltd
Oct 2022 - Apr 2024 | Faisalabad, Pakistan

Company Logo
Credit Officer
HBL Microfinance Bank Ltd
Oct 2022 - Apr 2024 | Faisalabad, Pakistan

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CRO
Allied School
Apr 2016 - Mar 2018 | Bhuawana, Pakistan


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Gate Entry Incharge
Ramzan Sugar Mills Ltd.
Oct 2015 - Mar 2016 | Bhuawana, Pakistan


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Accountant
Al-Mustafa Model High School Bhowana
Feb 2011 - Jun 2014 | Bhuawana, Pakistan

Education

Government College University Faisalabad.
Masters, Bachelors in Technology, B.Sc‎
IT
CGPA 2.6/4
2018
BISE FSD
Intermediate/A-Level, , I.C.S‎
Percentage 50%
2011
BISE FSD
Non-Matriculation, Matric in Science‎
Completed
2008

Skills

Expert Accounts / Manager
Expert Administration Knowledge
Expert Adobe Photoshop 
Expert Agri Knowledge
Expert Analytical Skills
Expert Aseptic Technique Knowledge
Expert Audit Professionals
Expert Audit Reports Management
Expert Banking
Expert Banking Clause Knowledge
Expert Banking Knowledge
Expert Bookkeeping Knowledge
Expert Branch Banking
Expert Branch Management
Expert Branch Operations Management
Expert Branch Support
Expert Business Development
Expert Business Development Process
Expert Business Development Strategies
Expert Business Excellence
Expert Business Intelligence
Expert Business Strategy
Expert Cash Collection
Intermediate Cash Flow Reporting
Expert Ceritificate in computer Applications
Expert Client Acquisition
Expert Client Aquisition
Expert Client Dealing 
Expert Client Relationship
Expert Client Services Orientation
Expert Communication Skills
Expert Compliance
Expert Compliance Management
Expert Control Points Knowledge
Expert Coordination Skillss
Expert Coral Draw
Expert Cost Control
Expert Credit Collection Recovery
Expert Credit Knowledge
Expert Credit Management
Expert Credit Risk Analysis
Expert Credit Risk Analysis and Mitigation
Expert Credit Risk Assessment
Expert Credits Management
Expert CRM Command
Expert Customer Data
Expert Customer Retention
Expert Customer Satisfaction Management
Expert Customer Service
Expert Customer Service Skills

Languages

Intermediate English
Expert Urdu

Qalab Contacts

Sheroze Zafar
Advans Pakistan Microfinance Bank Limited