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Summary
In 2017, I embarked on my professional journey through the Inter Prime Minister Internship in the Education Coordination Department. Following this, I gained valuable experience working as a telemarketer at Metro Store. In 2020, I transitioned into the role of a field supervisor at NRSP/UPAP. Subsequently, I served as a Business Development Officer at Daman Supporting Program for one year. Currently, I hold the position of Verification Officer at Khushhali Microfinance Bank Limited.
Projects
Experience
Verification Officer
As a Verification Officer at Khushhali Bank, i will play a critical role in ensuring the accuracy and authenticity of customer information, documents, and transactions.My primary responsibility will be to verify the identity, creditworthiness, and financial information of loan applicants, depositors, and other customers.Key Responsibilities1. Verify customer identity, address, and employment information.2. Review and analyze financial documents (income, credit reports, etc.).3. Conduct site visits, phone calls, or online verifications.4. Validate loan applications, credit reports, and other documents.5. Ensure compliance with regulatory requirements (KYC, AML, etc.).6. Identify potential risks and report suspicious transactions.7. Maintain accurate records and update customer information.8. Collaborate with internal teams (credit, risk, etc.) to ensure smooth operations.
Business Development Officer
A Loan Officer's primary responsibilities includePre-Loan Processing1. Evaluating creditworthiness of applicants2. Gathering financial information (income, credit reports, etc.)3. Reviewing loan applications and supporting documents4. Conducting interviews with applicants (in-person, phone, or online)Loan Underwriting1. Analyzing financial data and credit history2. Assessing loan-to-value (LTV) and debt-to-income (DTI) ratios3. Verifying employment, income, and asset information4. Approving or rejecting loan applicationsLoan Closing1. Preparing loan documents and agreements2. Ensuring compliance with regulatory requirements3. Coordinating loan closings and disbursals4. Explaining loan terms and conditions to borrowersPost-Loan Servicing1. Managing loan portfolios and monitoring payments2. Handling customer inquiries and concerns3. Identifying potential risks and taking corrective action4. Maintaining accurate records and reportingSales and Marketing1. Generating new business and referrals2. Building relationships with realtors, financial advisors, and other partners3. Promoting loan products and services4. Meeting sales targets and performance goalsKey Skills1. Strong analytical and problem-solving skills2. Excellent communication and customer service skills3. Ability to work under pressure and meet deadlines4. Knowledge of financial regulations and compliance
Senior Field Supervisor Officer
I do work as FSO in NRSP (upap). My work is control two field offices .
