Summary

Career Objective



 As a seasoned banking professional, I bring a wealth of knowledge and expertise to any organization. I am passionate about utilizing my skills to significantly impact the company's success. I am seeking an opportunity to join a dynamic team where I can leverage my expertise to drive growth and enhance profitability.


With my extensive experience in the banking sector, I have a deep understanding of the industry's trends and challenges. I am confident that I can make valuable contributions to the organization by implementing innovative solutions that address these challenges and capitalize on opportunities.


Moreover, I am dedicated to learning the company's policies and procedures to make informed decisions that align with the company's goals and values. By doing so, I can ensure that my efforts are always directed toward the company's success.


I am excited to bring my passion and expertise to a team that values hard work, dedication, and innovation. Let me help your organization thrive by delivering unparalleled results and exceptional customer service.



Career Summary



With over Sixteen years of experience in the banking industry, I have demonstrated expertise in various areas such as operations, customer issue resolution, and sales target achievement. I have been instrumental in supporting branch managers to achieve their sales targets in products such as Banca, Car Ijarah, and deposits. Moreover, my skills in providing personalized banking solutions to customers have allowed me to effectively meet their diverse financial needs.

Experience

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AVP Branch Manager at MCB Bank | Driving Growth & Leading Teams
MCB Bank Limited
Feb 2024 - Present | Lahore, Pakistan

As the Branch Manager at MCB Bank, I oversee all aspects of branch operations, including customer service, sales, and staff management. I am responsible for setting and achieving branch targets, ensuring compliance with regulatory requirements, and providing leadership to the branch team. My role involves developing and implementing strategies to enhance profitability, improve customer satisfaction, and drive business growth. I am committed to delivering exceptional results and fostering a culture of excellence within the branch.

Lead branch operations, ensuring compliance with regulatory standards and driving business growth initiatives.
Set and achieve performance targets, fostering a culture of excellence and delivering unparalleled customer service.
Utilize strategic acumen and industry insights to optimize operations and enhance profitability.

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Branch Operations & Account Services Manager
Habib Bank LTD, PAKISTAN
Mar 2022 - Feb 2024 | Lahore, Pakistan

As a results-driven banking professional, I have honed my skills as a branch operations manager, demonstrating exceptional leadership in complex operational environments. With a keen ability to establish clear visions of work goals, I guide others to achieve them. My proficiency in Microsoft Office, data entry, customer service, marketing communications, collections, and account management, further strengthens my ability to manage and optimize branch operations, ensuring customer satisfaction and financial success for the organization.
Description:
·         Delivered personalized financial solutions to HBL customers and ensured their satisfaction with the services provided by the bank, both presently and in the future.
·         Established targets for minimum performance standards and devised strategies to achieve them within the designated time frame.
·         Motivated and encouraged branch service and sales staff to operate the branch daily efficiently.
·         Reinforced bank policies and federal regulations for the branch team and kept them informed about any possible changes or new policies.
·         Recruited, trained, and supervised all bank teller staff, assisting in their personal and professional development to help them understand their core roles and attain quality standards.
·         Maintained and developed customer relationships with HBL bank customers and prospects, acting as the first point of customer experience within the branch and leading the team to achieve its customer service and sales goals.
·         Handled customer complaints or concerns about new and existing HBL customers regarding service and satisfaction within the retail branch environment.
·         Represented HBL as a brand ambassador within the community, coordinating and participating in various bank onsite and outreach activities as required.

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Customer Service Manager/Manager
Habib Metropolitan Bank LTD, PAKISTAN
Mar 2019 - Feb 2022 | Lahore, Pakistan

Bahria Town Lahore is a newly opened Branch so As Customer Service Manager my core Passion, Dignity & Aim to maintain the operation work as per Head Office Standard’s for Branch Good Audit Rating and Compliance inspections, Being Operation Manager I maintain the branch decorum as per bank policies to avoid any customers complaint, also I maintain check and balance on all operations matter to prevent Bank from any fraud’s and forgeries’ as well as I also contribute with my Branch Manager and Sales teams to fulfill all Branch Targets such as Banca, Car Ijarah & Deposit Targets.

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Assistant Manager | CD-Incharge
Meezan Bank Limited
Oct 2016 - Feb 2019 | Lahore, Pakistan

As Senior Branch Services Officer By my core passion of work and dignity I maintain the operation work as per Head Office Standard’s and improve Branch Audit Rating from “Satisfactory” to “Fair”. Being Senior Officer I achieved all My Sales targets As Well As by Team Help Our Branch Remains on the Top Branches in Area in Quality Assurance. As a team our Branch is the only One Branch in Lahore East Region who wins Consecutive Nine Quarter Cash Bones Awards.

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Senior Officer - I in Operation Department
Meezan Bank Limited
Jun 2015 - Oct 2016 | Lahore, Pakistan

As An Operations Officer by Marinating Perfect Operational Work me and my who branch team under the guidelines of Respected Mangers We got the position of Service Quality Toppers in Semi Commercial Category from the Red Category. As a Team Member I serve branch in operational work in the area of ATM/Cheques Book, Clearing Inward/Outward, Expenses, and Tax Matters and achieve satisfactory rating. By having a great interest in Electronic Banking I Got Certificate of Participation in Ideation Contest2016 on Topic “How to Build Advancement in Banking

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CHIEF TELLER IN SALARY RANGE II
Bank Alfalah Limited
Feb 2014 - May 2015 | Lahore, Pakistan

As A Chief Teller I maintain a friendly Work Environment between counter staff /tellers, getting strong control my banking policies always give my best to customers within the limit of banking policies bracket. During my work era with my counter team we get fair audit rating in annual audit. As Sales Targets Not Included in My Job Description But I give number of client’s to branch portfolio who contribute a lot in achieving the branch Annual Deposit Target As Well Branch Other Targets.

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Officer Grade IV / Teller Services Officer
MCB Bank Limited
Jul 2013 - Feb 2014 | Lahore, Pakistan

I worked here As Teller Services Officer, My core responsibilities were Cash Payments & Cash Receipts, Posting of Cheques, payment orders, demand draft, Verification of signatures, Receiving the Utility Bills, Sorting Cash according to SBP rules. Preparation of all necessary vouchers, Preparation of cash sheet, Payments of Home Remittance, Posting of CMD, Maintaining Fresh cash register, Backup to ATM inchrage

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Branch System Administrator/ Banking officer/ Cash Officer
The Bank of Punjab, Main Branch
Apr 2009 - Jul 2013 | Lahore, Pakistan

I worked here as Branch System Administrator. My core responsibilities were to manage DOS Based System DAY Start & DAY End Process, managing issuing & balancing ATM Cars & Cheque Books on Daily Basis, executing the day, month & year End Closing System, My responsibilities also include acknowledging higher management with day-to-day operations.

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Asst. Billing Exective
a US baseCureMD | Practice without boundaries™
Jan 2009 - Apr 2009 | Lahore, Pakistan

I worked here as Assistant Billing Executive. Posting of data of patients in software, Follow up the pending claims ,Making calls to insurance companies for claim status ,Solving the Doctors & patients Queries, Posting the claims payments in system ,Sending the claims to insurance companies ,Marking of denial claims, Making weekly/monthly/yearly reports, Achieving the Companies targets ,My responsibilities also include acknowledging higher management with day-to-day operations.

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INTERNEE
The Bank of Punjab, Main Branch
Sep 2008 - Nov 2008 | Lahore, Pakistan

I worked as intern in operation department. My Main responsibilities were to overlook Daily vouchers.

Education

Institute of Bankers Pakistan(IBP)
Certification, ‎
JAIBP STAGE 1
Completed
2019
University of the Punjab
Masters, Masters in Arts, b‎
History, History of Art, Management Accounting
2016
University of the Punjab
Bachelors, , B.Com‎
Commerce
Percentage 50%
2008
BISE Lahore
Intermediate/A-Level, , F.Sc Pre-Engineering‎
Percentage 55%
2006
The Trust School
Matriculation/O-Level, , Matric in Computer Science‎
Percentage 68%
2004

Skills

Expert E-Commerce
Expert Bank Reconciliation on
Expert Bank-Corporate
Expert Banking Software Command
Expert Branch Banking
Expert Conservation Awareness
Expert Experienced in Sales and Rate negotiations
Expert Financial Transaction Flow
Expert Handling Assignments
Intermediate IR applications
Beginner ISO logs
Expert Manages task
Expert Network Security Administration
Expert Reconciliation
Expert Reconciling Reports
Expert Relations Management Skills
Expert Serving Sales
Expert Shopify Theme Management
Intermediate Tankful Management
Expert Teller Services
Beginner Warehouse Operations
Expert Windows and Linux platforms administration and
Expert Xray Equipment Maintenance

Languages

Expert Punjabi
Expert Urdu
Expert English

Endorsements

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WASIM Akhtar
Freelance LinkedIn Recruiter / Internet Research / Project Manager/ Data miner / Recruiting / Social Media Manager, UpWork

Highly qualified, experienced and skillful professional with in depth knowledge in his field. I highly recommend and he should be an asset to any org/company.

Muaaz Contacts

Muhammad Azeem Usman
Tameer Microfinanace Bank
Muhammad Ali Jan
Attock Petroleum Limited