Summary

My objective is not to become a cog in the machine but to collaborate with the organization in order to create a win-win situation, where the organization could get maximum benefit out of me and I could enhance my career at an optimum level.

Specialties: Portfolio Management, Business Planning & Analysis, Reporting, Business Process Development, Product Management, Credit Risk Analysis & Internal Controls.

Projects

Quality of Life (Survey)

Experience

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Manager Business Analyst (AVP)
U Microfinance Bank Ltd
Jan 2023 - Present | Islamabad, Pakistan

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Director (Governing Board)
Passu Thrift & Credit Co-operative Society Ltd
Oct 2022 - Present | Hunza Nagar, Pakistan

Provide insight into strategic policy formulation, implementation and direction to the organization

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Business Analyst
U Microfinance Bank Ltd
Feb 2021 - Dec 2022 | Islamabad, Pakistan

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Assistant Manager Business & Insurance
The First MicroFinanceBank Ltd.
Dec 2020 - Feb 2021 | Islamabad, Pakistan

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Senior Business Analyst
The First MicroFinanceBank Ltd.
Oct 2019 - Dec 2020 | Islamabad, Pakistan

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Insurance Analyst
The First MicroFinance Bank Ltd
Jan 2018 - Sep 2019 | Islamabad, Pakistan

Managing and Reporting of Insurance Portfolios

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Business Analyst
The First MicroFinanceBank Ltd.
Nov 2015 - Jan 2018 | Islamabad, Pakistan

Reporting of Business Portfolios

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Acting Business Analyst
The First MicroFinanceBank Ltd.
Oct 2015 - Nov 2015 | Islamabad, Pakistan

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Insurance Associate
The First MicroFinanceBank Ltd.
Jan 2015 - Oct 2015 | Islamabad, Pakistan

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Research Associate
The First MicroFinanceBank Ltd.
Oct 2014 - Dec 2014 | Islamabad, Pakistan

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Internee
The First MicroFinanceBank Ltd.
Jul 2014 - Aug 2014 | Gilgit, Pakistan

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Trainee
Pak China Sust Dry Port Company Ltd
Jul 2012 - Aug 2012 | Gilgit, Pakistan

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Salesman
Batura General Store Hunza
Jan 2006 - Aug 2010 | Gilgit, Pakistan

Education

Preston University
Masters, Bachelors in Business Administration, MS/MBA‎
Marketing Management Administration
CGPA 3.6/4
2018
Quaid-i-Azam University
Bachelors, Bachelors in Business Administration, ‎
Business, Business Administration, Marketing
Percentage 65%
2014
The Muslim Educational System
Intermediate/A-Level, Intermediate in Commerce, Diploma in Business Administration‎
Accounting, Salesmanship, Economics
Percentage 65%
2010

Skills

Expert Analytical Reporting
Expert Analytical Skills
Expert Analytics
Expert Business Analysis
Expert Business Analytics
Expert Business Strategy
Expert Competitive Analysis
Expert Conservation Awareness
Expert Credit Analysis
Expert Credit Management Planning
Expert Data Management
Expert Handling Assignments
Intermediate Knowledge of Spreadsheets
Intermediate Management Reporting
Expert MIT Knowledge
Expert MS Excel Dashboards
Expert Negotiation Skills
Intermediate Oracle
Expert Record Keeping
Expert Record Keeping

Languages

Beginner Punjabi
Expert Urdu
Expert English
Beginner French

Companies Followed

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Endorsements

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Kamal is one of the most creative people I know. Fresh ideas, innovative concepts, and the skills to bring those thoughts to life.

Kamal Contacts

Qasim Khan
Shell Pakistan Limited