Summary

Over 18 years diversified experience in banking SME sales, collection & Recovery of retail banking products.  Moreover International exposure as well in accounting and management. Ability to work under pressure and manage the team to achieve desired management targets.

Experience

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Accountant
Aqsa Almadina Mobile Phone EST
Apr 2023 - Apr 2024 | Dubai, United Arab Emirates

Maintain sales record and monthly profit sheets. Cash handling and bank related activities.

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Relationship Manager
United Bank Limited (UBL)
Apr 2020 - Apr 2021 | Sahiwal, Pakistan

SE lending and house keeping of existing portfolio.

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District Recovery Manager
United Bank Limited (UBL)
Apr 2008 - Mar 2020 | Faisalabad, Pakistan

Debt recovery and collection of retail banking products. Out of court settlement. Negotiations and handling issues. Manage the team and achieve the desired management targets.

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Collections officer
United Bank Limited (UBL)
Aug 2005 - Mar 2008 | Faisalabad, Pakistan

Markup collection of regular portfolio of consumer products. Follow up and communication skills to avoid delinquency.

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Retail Sales Officer
Telenor Franchise
Feb 2005 - Aug 2005 | Faisalabad, Pakistan

Marketing and build relationships with retailers to grow business.

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Marketing officer
Central Trading Corporation
Jan 2001 - Mar 2003 | Faisalabad, Pakistan

Marketing of yarn to exporters and and local buyers to develop business relationships.

Education

University of Faisalabad
Masters, , MBA‎
Marketing management
CGPA 3.3/4
2005
The University of Faisalabad Pakistan
Masters, Masters in Business Administration, ‎
Marketing Management
2005

Skills

Expert Administration Knowledge
Expert Client Dealing 
Expert Credit Analysis
Expert Credit Collection Recovery
Expert Debt Collection/recovery
Expert Debt settlement
Expert End to End Sales
Expert Management Skills
Expert Negotiation Skills
Expert Persuasion Customer
Expert Problem Solving
Expert Product Knowledge
Expert Record Keeping
Expert Relations Management
Expert Sales
Intermediate SME Banking
Expert Supervision Skills

Languages

Expert Punjabi
Expert Urdu
Expert English