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Summary

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Experience

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Head of Digital Banking
SME Bank Ltd.
Nov 2007 - Present | Islamabad, Pakistan

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Risk Manager
NBP (National Bank Of Pakistan)
Dec 2004 - Oct 2007 | Karachi, Pakistan

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Head of Business Development
Kashaf Microfinance Bank
Sep 2000 - Jun 2004 | Karachi, Pakistan

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Senior Branch Manager
Askari Bank Limited
Dec 1995 - Jun 2000 | Karachi, Pakistan

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Senior Relationship Manager
Arif Habib Bank Limited
Jan 1991 - Dec 1995 | Karachi, Pakistan

Education

Institute of Business Administration (IBA)
Masters, Masters in Arts, Masters in Economics‎
Economics
CGPA 3.4/4
1990
Institute of Business Administration (IBA)
Masters, , MBA‎
Finance
Percentage 82%
1990
Shah Abdul Latif University
Bachelors, , B.Com‎
Percentage 75%
1987
Govt. Islamia Commerce College.
Intermediate/A-Level, , I.Com‎
Percentage 70%
1985
govt. high school.
Matriculation/O-Level, , Matric in Science‎
Percentage 71%
1983

Skills

Expert 4 Knowledge of Taxation
Expert AAccounting
Intermediate Audit Assignment Handling
Expert B2B Business Development
Expert Bank Management
Expert Banking Companies Ordinance
Expert Beverage Formulation
Expert British Accents
Expert Budgeting & Forecasting
Expert Client Followup
Intermediate Companies Ordinance Command
Expert Credit Analysis
Expert Credit Risk Analysis and Mitigation
Beginner Delievry Planning
Expert Executive Presentation Skills
Beginner External Audit
Expert Financial Analysis
Expert Financial Ratios Analysis
Expert Financial Risk Management
Expert Financial Statement Analysis+
Beginner Funds Management Skills
Expert Japanese & Korean Language Proficiency
Expert of Financial Management
Expert Pricing Negotiation Skills
Expert Reconciliation
Expert Risk Assessment
Expert Risk Management (commodities)
Expert Risk Management and Planning
Expert Sales Tax Act Knowledge
Expert Small Business Lending
Expert SME Banking
Expert SME Finance
Expert Stress Testing
Beginner مبيعات المشاركة
Expert Working Capital Management

Languages

Expert Urdu
Expert English

Companies Followed

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