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Faisal Usman
Head of Consumer Risk
Meezan Bank Limited - Karachi, Pakistan
Summary
To strengthen my forte in Credit Risk Management specifically and expand into other fields in a result-oriented environment where I can fully make use of my knowledge and skills towards organizational growth and success and hence learn with a very steep learning curve and develop my career.
Experience
Head of Consumer Risk
Meezan Bank Limited
May 2020
- Present
| Karachi, Pakistan
Head of Consumer Risk
JS Bank Limited
Oct 2018
- Apr 2020
| Karachi, Pakistan
Head of Consumer Credit Policy
JS Bank Limited
Nov 2017
- Sep 2018
| Karachi, Pakistan
Portfolio Risk Head - Unsecured Lending
Faysal Bank Limited
Nov 2015
- Nov 2017
| Karachi, Pakistan
Business Analyst
NetSol Technologies Limited
Feb 2015
- Nov 2015
| Lahore, Pakistan
Credit Policy Manager
NIB Bank Limited
Aug 2008
- Jan 2015
| Karachi, Pakistan
Education
Moody's Analytics
Certification,
Certificate In Commercial Credit
Commercial Credit
Completed
2023
Institute of Business Administration (IBA)
Certification,
Advanced Certification in Shariah Standards
Shariah Standards
Completed
2022
Institute of Business Administration (IBA)
Masters,
Masters in Business Administration,
MS/MBA
Marketing and Brand Management
2008
University of the Punjab
Bachelors,
Bachelors in Arts,
B.A
Arts, Economics
Grade A
2006
CADET COLLEGE HASSAN ABDAL
Intermediate/A-Level,
Faculty of Science (Pre-Engineering),
HSSC
Pre Engineering
Grade A+
2003
CADET COLLEGE HASSAN ABDAL
Matriculation/O-Level,
Matric in Science,
SSC
Science
Grade A+
2001
Skills
Expert
Consumer Financing
Expert
Consumer Lending
Expert
Credit Analysis
Expert
Credit Card Analytics
Expert
Credit Evaluation
Expert
Credit Risk Analysis and Mitigation
Expert
Credit Scoring
Expert
Retail Products
Expert
Risk Assessment
Expert
Risk Management
