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Summary
Personal Profile
Versatile, multilingual, proactive, enthusiastic, honest, hardworking and highly motivated individual, who believes in continuous improvement and has the ability to work in a competitive and challenging business environment with initiative, drive and continuous enhancement in overall personal skills.
Professional Summary
22 years plus experienced professional banker with a unique combination of Corporate, Commercial, SME Banking, Retail Banking, Portfolio Management, Credit analysis, Credit marketing, Credit operations, Trade Finance, Business Development, Recoveries and Remedial Management (Special Asset Management), General Banking, Customer Services Management and IT in Banking.
Special Skills Profile
Familiar of SME, Commercial, Retail and Corporate Banking Portfolio Management as well as Credit Analysis skills, expert in making credit proposal
Expertise and demonstrated skill in Team Management, Relationship building, analyzing risk and assessing client's credit worthiness
I have adequate Knowledge of Credit Risk Analysis, Credit Risk Governance Frameworks amp Practices and SBP Prudential Regulations
Complete understanding of branch banking operations, trade finance, money markets, regulations and risk management
High Degree of Lending Skills (both assets and cash flow based) Industry Analysis, Credit operations, Finance amp Accounts expertise, strong communication skills
Ability to work in fast paced environment with stringent timeliness while maintaining a solid customer focus
Principal Strengths include business development, Sales amp Marketing, strategic planning, administration, financial analysis, ERP, MIS and profitability
A result-oriented team leader with strong interpersonal, analytical, decision making and problem-solving skills
Computer Skills Complete proficiency in the following
Microsoft Word, Excel, PowerPoint (Presentations) and Computer Networks
Internet, Windows 7, Windows Vista, Windows XP, Windows 2000 Professional amp Windows 98
Oracle Flex cube Core Banking System, UNI Bank Banking System, ERP using Oracle EBS 12.0
Languages Fluent in English, Native Urdu amp Punjabi and Basic Knowledge of Arabic and Hindi
Career Achievements
I achieved assigned Business, Guarantees, Advances and Deposits targets at all place of postings.
Oracle EBS 12.0 Payable Expert Certified.
IBP Superior Qualification Banking Diploma (JAIBP) all 3 stages passed.
Microsoft Certified System Engineer (MCSE, MCP amp MCP I)
Obtained 50 Scholarship at Opstech Institute for Diploma in Java
Got overall CGPA of 3.03/4 and 2.73/4 in my MCS amp MBA respectively
Experience
Senior Managing Consultant BFS Digital Delivery
Program Management, Project Management and Business Analysis
I am providing offshore consultancy in Program Management, Project Management, PMO and Business Analysis to G.C.C. bank (Confidential) in Core Banking, Credit Cards, Digital Banking, Compliance System, Fraud Risk Management System, Payments, Retail Banking, Corporate Banking, Islamic Banking, Governance and ERP.
Manager, Project Management Office/AVP
Program Management, Project Management and Business Analysis:
I managed following scope of program, projects using Traditional, Agile, Scrum, Kanban and Hybrid Methodologies:
1. Regulatory Compliance Project
2. Subsidiary Funded Projects
3. Grant Funded Projects
4. Core Banking Projects
5. Digital Finance Solution Projects
6. Workflow Management Projects
7. IT Infrastructure and Design Projects
8. Process Re-engineering Projects
9. Product Design and Delivery Channel Design Projects
10. Customer Growth/Acquisition Projects
11. Organizational Change Products
Project Manager PMO Products and Strategy
Project Management:
I am handling following scope of projects:
Regulatory Compliance Project
Subsidiary Funded Projects
Grant Funded Projects
Core Banking Projects
Digital Finance Solution Projects
Workflow Management Projects
IT Infrastructure and Design Projects
Process Re-engineering Projects
Product Design and Delivery Channel Design Projects
Customer Growth/Acquisition Projects
Organizational Change Products
Branch Manager
Senior Relationship Manager (Credit & Recoveries)
Area Officer Credit Analysis and MIS
Relationship Manager
Incharge General Banking
