Summary

With over a decade of experience in branch operations management within the banking sector, I’ve developed a keen expertise in streamlining banking operations and driving business growth. My career has been marked by my ability to efficiently manage branch functions while securing valuable business from key clients. I excel in overseeing all aspects of branch operations, including cash handling, ATM management, and regulatory compliance, ensuring that every facet of the branch runs smoothly and effectively.


I take pride in my track record of establishing and enforcing robust security procedures to safeguard cash, ATM operations, and sensitive customer information. A core aspect of my role involves resolving conflicts and addressing employee concerns to cultivate a positive and productive workplace. I am passionate about professional development and have successfully implemented training programs that enhance staff skills and improve overall customer service. My in-depth knowledge spans accounts management, risk management, and customer relationship management, which allows me to address challenges efficiently and effectively.


My achievements underscore my commitment to excellence in branch management. I’m proud to have achieved Top Branch status in Channel Migration and Konnect Account for 2024, as well as receiving the Top Branch Operation Manager award for the Sahiwal Region in 2020, 2022, and 2023. Additionally, I was honored as the Best Teller in KPI across Pakistan in 2017 and set a benchmark by converting 95% of people towards ADCI. My efforts have significantly boosted our branch’s deposit base and consistently exceeded targets for CASA accounts.

Experience

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Branch Operation Manager
Habib Bank Ltd
Aug 2017 - Present | Chicha watni, Pakistan


Streamline and supervise everyday branch operations, including customer service, cash handling, and security protocols to ensure seamless and efficient workflow.
Succeed in enhancing branch performance through effective supervision of operations, expense management, HR activities, and liaison with superior offices.
Design and execute effective strategies to attract new deposits and retain existing customers.
Achieve effective service level delivery with internal business partners by monitoring performance and ensuring optimal resolution of issues.
Play an integral role as a Branch Manager backup to manage branch affairs, achieve deposit targets, and increase CASA through effective deposit mobilization.

Company Logo
Branch Operation Manager
Habib Bank Limited
Aug 2017 - Aug 2024 | Sahiwal, Pakistan

 Streamline and supervise everyday branch operations, including customer service, cash handling, and security protocols to ensure seamless and efficient workflow.
 Succeed in enhancing branch performance through effective supervision of operations, expense management, HR activities, and liaison with superior offices.
 Design and execute effective strategies to attract new deposits and retain existing customers.
 Achieve effective service level delivery with internal business partners by monitoring performance and ensuring optimal resolution of issues.
 Play an integral role as a Branch Manager backup to manage branch affairs, achieve deposit targets, and increase CASA through effective deposit mobilization.

Company Logo
Cash Officer
Habib Bank Limited
Apr 2014 - Jul 2017 | Sahiwal, Pakistan

divul
liAssumed and maintained full accountability for facilitating customers with various banking services, including deposits, withdrawals, currency exchange, and account inquiries./li
liFollowed bank policies and procedures while processing daily cash receipts and payments with accuracy./li
liManaged ATM replenishment, oversaw cash forecasting, processed orders, and ensured strict adherence to banking protocols during cash loading procedures./li
liMonitored cash levels in the branch and ATMs as well as maintained optimal cash flow to meet customer demand./li
/ul/div

Company Logo
District Sales Officer
Faiz & Brothers (Unilever)
Sep 2013 - Apr 2014 | Sialkot, Pakistan


Designed and executed sales strategies and initiatives to meet district sales targets and increase market share.
Developed and strengthened long-term working relationships with key accounts, distributors, and retailers to identify new business opportunities and competitive landscape.
Addressed customer issues promptly to ensure high levels of satisfaction.

Education

University of the Punjab
Bachelors, , B.Com‎
Percentage 59%
2012
Multan Board (BISE Multan)
Intermediate/A-Level, , F.Sc Pre-Engineering‎
Percentage 59%
2010
Bahauddin Zakariya University
Matriculation/O-Level, , Matric in Science‎
Percentage 68%
2008
Multan Board (BISE Multan)
, Matric in Science‎
Percentage 68%
2008

Skills

Expert Account Management
Intermediate Accounting Applications Command
Expert Accounts / Manager
Expert Accounts Managment Skills
Intermediate Admin Operations Management
Expert Administration Knowledge
Beginner Analytical Skills
Intermediate Audit Knowledge
Intermediate Audit Management
Beginner Audit Reports Management
Intermediate Auditing
Expert Awareness On Regulatory Environment
Expert Awareness Raising
Intermediate Branch Administration Skills
Expert Branch Banking
Expert Branch Management
Expert Branch Operations
Expert Branch Operations Management
Intermediate Branch Support
Expert Branch Support.
Expert Business Coordination
Expert Client Dealing 
Expert Compliance Advisory
Expert Computer Skill
Expert Conservation Awareness
Expert Cross Sell
Expert Customer Service =
Expert Customer Service Skills
Expert Excellence Management
Intermediate Financial and Budgeting Skills
Expert Fincane Reporting
Expert Fluent in English
Expert Handling Assignments
Expert Interpersonal Engineering
Intermediate Inventory Management
Intermediate Islamic Finance
Intermediate Japanese Teaching
Expert Knowledge of FMCG
Expert Lab Knowldge
Expert Lead in
Expert Live Demo
Expert Majoon Making
Intermediate Managing Large Teams =
Intermediate Managing Midsize Teams - 5 to 20 People
Expert Market Knowledge
Intermediate Microsoft Office 1
Expert MIT Knowledge
Intermediate MS Excel
Expert Official Tasks Handling
Expert Operation Monitoring

Languages

Expert Urdu
Expert English