Summary

WORK EXPERIENCE
Currently working as BRANCH MANAGER in BANK OF PUNJAB, (BAHRIA TOWN) LAHORE since sep 2021. I had joined BANK OF PUNJAB as MANAGER CLIENTS EXPERIENCE ON 29-SEP-2020. I have also worked as BRANCH OPERATIONS MANAGER in MCB ALLAH Hoo CHOWK Branch since 29-Nov-2019 to 15-Sep-2020.Previously worked as Branch Operations Manager in MCB Johar Town R Block Branch and MCB Emporium Mall Branch since 22-Apr-2019 to 28-Nov-2019 and 04-sep-16 to 21-Apr-2019 respectively. I have also worked as Teller Services Supervisor since 09-May-2016 to 03-sep-2016 and as General Banking Officer since 27-Oct-2014 to 06-May-2016.

I have worked as Retail Banking Officer since 18th July 2011 to 30th Jun 2013 and as Chief Teller since 1st Jul 2013 to 24th Oct 2014.

I have worked as Finance Executive since Apr 2010 to Jul 2011.

I have worked as an Accountant since Apr 2007 to May 2009.

EDUCATIONAL QUALIFICATION
ACCA ( 12 out of 14 papers passed) 2022
Associate ship of Institute of Bankers Pakistan (AIBP) 2018
Junior Associate ship of Institute of Bankers Pakistan (IBP) 2014
Masters in Economics University of Karachi 2009
B.COM (Bachelor of Commerce) Govt. College of Commerce Economics, Karachi 2006

Experience

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Branch Manager
The Bank of Punjab (BOP)
Sep 2021 - Present | Lahore, Pakistan

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MANAGER CLIENTS EXPERIENCE
The Bank of Punjab (BOP)
Sep 2020 - Sep 2021 | Lahore, Pakistan

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BRANCH OPERATIONS MANAGER
MCB Bank Limited
Sep 2016 - Sep 2020 | Lahore, Pakistan

 Managing the branch operations-Shift basis, new business, sales of banking products, customer service and teller activities at tier one banking center and work with regulatory compliance , internal policies and procedures
 Branch cash balancing & 11 Off-site ATM balancing reconciliation
 Supervising all cash, clearing, internal transfers transactions
 Managing the branch environment and resolve branch related issues
 Liaison with other branches and within branch for customer signature verifications and further customer/branch related matters
 Provided daily reports to the RH/ROM/GM
 Build and maintained good relationship with customers
 Monitoring and responsibility of continuous audit issues and timely resolution
 Managing the branch related expenses within the budget and compose approvals from RH/ROM
 Monthly reporting to SBP (ITRS)
 Ensure compliance with Banking rules, Regulations, Procedures and Adherence to KYC guidelines and clean note policy and ensure outstanding rating in Audit

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CHIEF TELLER
United Bank Limited (UBL)
Jul 2011 - Oct 2014 | Lahore, Pakistan

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FINANCE EXECUTIVE
Four Brothers Group Pakistan
Apr 2010 - Jul 2011 | Lahore, Pakistan

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Accountant
NISSAN WORLD AUTOMOBILES SINDH
Apr 2007 - Mar 2009 | Karachi, Pakistan

Education

ACCA Pakistan
Diploma, ACCA‎
Accounting & Finance
Completed
2019
state bank of pakistan
Certification, ASSOCIATE SHIP OF INSTITUTE OF BANKERS PAKISTAN‎
Banking & Finance
Completed
2018
State Bank of Pakistan
Certification, junior associateship of institute of bankers pakistan‎
Banking & Finance
Completed
2014
University of Karachi
Masters, , Masters in Arts‎
Economics
Percentage 50%
2009
Government College of Commerce & Economics Karachi.
Bachelors, Bachelors in Commerce, B.Com‎
Accounting & Finance, Economics, Statistics
Percentage 61%
2006
D.J. Sindh Govt. Science College, Karachi
Intermediate/A-Level, Faculty of Science (Pre-Engineering), FSC PRE ENGINEERING‎
MATHS, Chemistry, Physics
Percentage 71%
2004
Chiniot Islamia Public School
Matriculation/O-Level, Matric in Science, SSC‎
Computer, Physics, Chemistry
Percentage 82%
2002

Skills

Expert Bank Management
Intermediate Bank-Consumer
Expert Commercial Retail Banking
Expert Excellence Standard
Intermediate Financial Statement Analysis+
Expert Focused Service
Beginner Funds Management Skills
Expert Handling Assignments
Intermediate HP Openview Asset Manager
Expert Internet Banking
Intermediate Japanese & Korean Language Proficiency
Expert Microsoft Outlook
Expert Mobile Banking
Beginner Payroll Processing
Intermediate Planning and Budgeting
Beginner Provident Fund Management
Intermediate Social Welfare Management
Intermediate Stitching Skills
Beginner Stock Control
Intermediate Tax Preparation Skills
Intermediate Teller Services
Expert Voucher Management
Intermediate تخصيص المركبات
Intermediate تسوية المدفوعات

Languages

Intermediate Punjabi
Expert Urdu
Expert English

Muhammad Contacts

Ayesha Zia
Berger Paints Limited