Summary

I am a practicing Environmental Engineer since 2013 and have extensive experience in the field of Environmental Management, Environmental compliance related to water and air pollution control, waste disposal, recycling and public health issues, Project management, and construction supervision. With over 09 years of progressive experience, I am passionate about designing and assessing the environmental impact of engineering plans. Proficient at completing environmental investigations on upcoming engineering projects, developing and implementing environmental improvement programs, and collecting/analyzing field data to achieve sustainable development.

Projects

Clean Lahore Project, The Lahore Waste Management Company
Khadim E Punjab Saaf Pani Programme, The Punjab Saaf Pani Company

Experience

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Unit Head Environment And Social Risk Management (ESRM) Green Banking
MCB Bank (Jail Road)
Dec 2023 - Present | Lahore, Pakistan

assist and recommend for development and update of policies and procedures related to Environmental and Social Risk Management, in line with Risk Management Policy of the Bank, Regulatory Framework and International best practices.To review and recommend relevant credit approval authority on E&S Risks involved in credit requestsEnvironmental Risk Review of the bank including baseline review of Environmental risk associated with the activities of the obligor, control measures in place, gap analysis, and suggesting improvement measures in order to contribute towards Sustainable Development.To support in development/ revision and implementation of environmental and social safeguard policies/procedures of the bank.To comply with all banking laws, rules, regulations, and prescribed policies/ procedures necessary to reduce Environmental risksTo monitor and ensure the implementation of EMPTo ensure the banks Environmental credit policies and procedures are implementedTo review Environmental due diligence and Environmental risk rating of the banks portfolioTo conduct an annual Environmental Risk Review of the approved portfolio of the bankCoordination and Support to Green Banking Office of the Bank on E&S related issues and reporting.

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Manager ESRM/ SEMS
Habib Bank Limited (HBL)
Jun 2022 - Dec 2023 | Lahore, Pakistan


HBL Pakistans largest bank is working towards sustainable development and maintenance of the high level of Environmental Social Governance (ESG) practices in the banking ecosystem. In order to implement SBP Green Banking Guidelines, HBL has Established Green Banking Office.Specific responsibilities include

To support and coordinate the overall implementation of HBLs Policy on Social and Environmental Management and provide technical input to the Banks projects/ financing activities in order to support informed decision-making on account of environmental, social, and governance issues.   
Environmental Risk Review of the bank including baseline review of Environmental risk associated with the activities of the obligor, control measures in place, gap analysis, and suggesting improvement measures in order to contribute towards Sustainable Development.
To support in development/ revision and implementation of environmental and social safeguard pollicises / procedures of the bank.
To comply with all banking laws, rules, regulations, and prescribed policies/ procedures necessary to reduce Environmental risks
To monitor and ensure the implementation of EMP
To ensure the banks Environmental credit policies and procedures are implemented
To review Environmental due diligence and Environmental risk rating of the banks portfolio
Support in the alignment and implementation of Green Investment Principles
To conduct an annual Environmental Risk Review of the approved portfolio of the bank
To support in development and implementation of Pakistans first ever Green Taxonomy of the bank as part of Green Financing/ Green Business Facilitation activities of the bank.
Preparation and implementation of own impact reduction strategies
Preparation and management of SBP reporting on Green Banking activities

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Environmental Risk Manager/ Manager Green Banking
Allied Bank Limited
Feb 2019 - Jun 2022 | Lahore, Pakistan

Allied Bank is a commercial bank in Pakistan. Allied Bank, with its registered Office in Lahore, is one of thelargest banks within the country with over 1250 branches and ATMs. It was the first Muslim bank establishedin Pakistan before independence with the name of Australasia BankEnvironmental Risk/ Green Banking Manager (Feb 2019-To Date)Under State Bank of Pakistan (SBP) guidelines for Green Banking, Allied Bank Limited has established GreenBanking office aimed at reducing the environmental impacts of overall development through Environmentaldue diligence and Risk Management prior to financing. Environmental Risk Review of the bank including baseline review of Environmental risk associatedwith the activities of obligor, control measures in place, gap analysis and suggesting improvementmeasures in order to contribute towards Sustainable Development. Development and implementation of Green business facilitation policy and strategy Green product development

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Junior Engineer Projects and Services
Punjab Saaf Pani Company, Govt. of the Punjab.
May 2014 - Feb 2019 | Lahore, Pakistan

The Punjab Saaf Pani Company (PSPC) was established as a Special Purpose Vehicle (SPV) to conceive, plan, design, execute and manage projects for the provision of safe drinking water to the communities living in rural and peri-urban areas of the province.
Scope of Work Included

Evidence-based need assessment mapping of the province
Procurement of Engineering Management Consultants and Social Mobilization & Engagement Partners (NGOs) through a competitive and transparent process
Identification of the plants/schemes through engineering and social surveys, feasibility studies and Detailed Engineering Design.
Construction supervision till commissioning of the Plants/schemes.
Operation & Maintenance with Community participation and engagement

Specific Responsibilities
The specific scope comprises planning, Design, construction supervision and operation maintenance. Provided services for Design, Construction and project Management of the following works

Overall supervision of Design phase, Execution phase, Operation and maintenance phase, Quality assurance and Quality control of ongoing filed activities.
Coordination with all project stakeholders which includes Parliamentarian, Commissioner and DCO’s, Representatives of Govt. agencies (PHED, Local Govt., MEPCO, Land Record Deptt. Etc.), Engineering management consultants and Social mobilization consultants.
Review of Feasibility study reports, detailed engineering design, Cost estimates, Project documents, EIA/IEE Reports, Bidding documents submitted by Consultants.
Review of Water quality survey reports and GIS mapping prepared on the basis of Primary and Secondary data.
Review of Technical bids submitted by EPC Contractors.
Source verification of potential water sources in accordance with the future forecasted water demand.

·         Review of Environmental Impact Assessment Reports of the Saaf Pani project.
·         Water Quality Monitoring of 116 Plants Installed by M/s KSB under Pilot Project of Punjab Saaf Pani in Bahawalpur Region.
·          Establishment of key performance indicators (KPIs) with the consultation of EMCs in order to evaluate the progress of work on routine basis.
·         Coordinating with the Contractors with regards to hazard identification evaluation of risk and suggesting control measures to reduce risk up to acceptable level.
·         Monitoring of real time android based survey for different components of the project through dashboard.
·         Planning, designing and executing of site specific, economically viable and technically feasible solutions for the provision of safe drinking water.
·         Planning of awareness campaigns regarding WASH during the Social Mobilization survey in Co-ordination with Social Mobilization Consultants.
·         Was involved in Third Party Validation (TPV) OF Installation, commissioning, testing, Operation and Maintenance of 307 UF Plants under CDWA Project owned by LG&CD Dept. Govt. of the Punjab and Executed by M/S KSB Pumps Limited. In four Districts of Punjab.
·         Detailed water Quality Mapping of the province
·         Feasibility study/option analysis on different water treatment solutions for provision of safe drinking water.

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Assistant manager operations
ALBAYRAK waste management company lahore.
Jul 2013 - Mar 2014 | Lahore, Pakistan

• Planning, executing and Monitoring of solid waste management operations right from collection to disposal and further processing.

Education

University of the Punjab
Masters, Masters in Science, M.Sc. Energy and Environmental Engineering‎
energy and environmental engineering
CGPA 3.94/4
2021
University of Engineering & Technology
Bachelors, Bachelors in Science, B.Sc. Environmental Engineering‎
Environmental Management, Water Resources and Irrigation
CGPA 3.1/4
2013

Skills

Intermediate Adaptive Leadership
Intermediate Analytical Skills
Beginner ArcMAP
Intermediate Compliance
Intermediate Compliance Assessments
Intermediate Compliance Reporting
Intermediate Configuration Switches
Intermediate Conflict Management
Intermediate Conventional Risk Management Processes
Intermediate Cooordination Skills
Intermediate Coordination Abilities
Intermediate Data Analytics
Intermediate Data Collection
Beginner End to End Sales
Expert Environment Health Safety Management
Beginner Environment Management
Expert Environmental finance
Expert Environmental Rating Risk System
Expert Environmental Risk
Expert Environmental Risk Management
Expert ESG Definitions and Clauses
Intermediate Google Earth
Intermediate Government Liaising
Expert Green Banking
Intermediate Green Banking Products
Expert Green Banking Reporting
Expert HSE Audit
Intermediate HSE Management Systems
Expert HSEQ
Intermediate Learning Attitude
Expert MIS
Intermediate MS Office
Intermediate Pay Close Attention to Detail
Intermediate Plant HSE Operations
Expert Production Quality Monitoring
Intermediate Reporting Abilities
Intermediate Review of Policies and Framework
Expert Risk Assessment
Expert Risk Management
Intermediate Safety Administration
Expert Social Sustainability
Intermediate Stakeholder Management
Expert Sustainability
Expert Sustainable Business Strategies
Expert Team Building
Expert Time Management
Intermediate WaterGEMS
Intermediate Working Through Partnership Approach

Languages

Expert Saraiki
Intermediate Punjabi
Intermediate English
Intermediate Urdu

Endorsements

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Abid Hussain
Regional Director Multan & D G Khan (North), Punjab saaf Pani Company ( North )

Muhammad has a track record for success, as well as a bright future.

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Saeed Anjum
Admin & Accounts Executive, Al Noor Packages

Muhammad is a great team player, someone everyone enjoys working with.

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Muhammad is the type of person everyone just loves being around. Strong work ethic, great personality.

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muhammad is the definition of performance. Someone who always gets the job done.

Muhammad Contacts

Adeel UrRehman
Punjab Saaf Pani Company (South)
Ghulam Abbas
Punjab Saafpani Company
Abid Hussain
Punjab saaf Pani Company ( North )
Saeed Anjum
Al Noor Packages