Summary

A self motivated individual who has gained experience in finance, administrative, marketing and management roles with work experience locally and abroad. Looking forward to contribute developed organizational skills such as scheduling, analytical thinking and team work in a position of strategic value at a reputable organization.

Projects

Cafetorium
Thesis Analysis of constraints to growth in the SME sector of Punjab

Experience

Company Logo
Senior Relationship Manager
Dubai Islamic Bank Pakistan Ltd
May 2022 - Present | Lahore, Pakistan

- Managed Corporate credit portfolio of blue chip groups. 
- Performed credit and profitability analysis for credit appraisal.
- Pitched cashless transactions and employee banking product (TEB) knowledge to corporate clients. 
- Enhanced existing relationships through financial advisory and trade business proposals. 
- Ensured house-keeping of all existing corporate customers along with Islamic product updates, deferrals, Takaful, etc. 
- Managed MIS of regional business portfolio.

Company Logo
Relationship Manager - Corporate Islamic Assets
HBL
May 2019 - May 2022 | Lahore, Pakistan

- Managed Corporate credit portfolio in excess of PKR12Bn and introduced NTB relationships.
- Pitched cashless transactions and employee banking product (TEB) knowledge to corporate clients. 
- Enhanced existing relationships through financial advisory and trade business proposals. 
- Ensured house-keeping of all existing corporate customers along with Islamic product updates, deferrals, Takaful, etc. 
- Managed MIS of regional business portfolio.

Company Logo
Manager - Commercial Credits
MCB Islamic Bank Ltd.
Jan 2018 - Jan 2019 | Lahore, Pakistan

Marketed enhancements in Corporate/Commercial/SME portfolio and brought New-to-Bank credit relationships.
Ensured documentation of imports and exports are in order to execute the transaction.
Researched retail sector, analyzed markets for business trends through relevant industry-wise data.
Conduct Horizontal - Vertical Analysis and delivered commentary regarding business performance.
Provided consultancy by offering banking products suited to client's business needs.
Carried out credit risk assessment by analyzing business performance, market checks and financial liquidity.
Ensured stocks, receivables, evaluations and insurances of assigned relationships are up-to-date.
Processed credit proposals relating to assigned portfolio and concurred approval.
Conducted/organized periodical visits to customers facilities for verification purposes,
Coordinated timely recovery of installments, mark-up and bank charges etc.
Developed MIS of business portfolio.

Company Logo
Relationship Manager - CBSME
Faysal Bank Limited
Sep 2016 - Jan 2018 | Lahore, Pakistan

Pro actively sought after new relationships through direct and indirect banking.
Provided financial consultancy and offered appropriate banking products to suit client's financial needs.
Processed credit proposals relating to assigned relationships in conformity with SBP's Prudential Regulations.
Carried out financial analysis and credit risk assessment while formulating forecasting of financial performance.
Ensured insurance policies, stock reports, valuation reports of assets and audited accounts (If required) etc. of the assigned relationships, are kept up-to-date.
Conducted/organized periodical client visits for verification of stocks and developed business call/visit reports.
Coordinated for timely recovery of installments/mark-up/ other bank charges etc.
Developed MIS of business portfolio.

Company Logo
Relationship Manager
The Bank of Punjab (BOP)
Jul 2015 - Jul 2016 | Lahore, Pakistan

Develop and maintain credit portfolio of customers from multiple market segments.
Create customer leads and deepen relationship with existing clients.
Reporting of accounting transactions
Produce financial analysis, forecast and consultancy.

Company Logo
Accounts Administrator
Shell Petroleum UK
Apr 2012 - Nov 2014 , United Kingdom

Sales

Company Logo
Student Ambassador
Leeds Business School
Sep 2011 - Jan 2012 | West Yorkshire, United Kingdom

Education

Lahore University of Management Sciences (LUMS)
Short Course, SEO & Content Marketing‎
Digital Marketing, SEO, Content Writing
Completed
2017
Leeds Beckett University - UK
Masters, , MSc - Accounting & Finance‎
Percentage 60%
2012
Lahore School of Economics
Bachelors, Bachelors in Science, B.Sc (Hons) Economics & Finance‎
Finance
Percentage 75%
2010
Government College University
Intermediate/A-Level, Intermediate in Computer Science, I.C.S‎
Mathematics, Statistics and Computer Science
Percentage 74%
2006
The Punjab School
Matriculation/O-Level, , Matric in Science‎
Percentage 79%
2004

Skills

Intermediate Alternative Financial Services
Intermediate Bank-Corporate
Expert Close Attention to Detail
Intermediate Corporate Finance
Intermediate Corporate Sales Presentations
Expert Credit Evaluation
Expert Financial and Budgeting Skills
Expert Financial Modeling and
Expert Financial Structuring
Intermediate h Operations Management
Intermediate Handle Outbound Calls
Intermediate Handling Assignments
Intermediate International Business Exposure
Intermediate International Standards Auditing
Intermediate Inventory Planning Skills
Intermediate Islamic Finance
Expert Key Account Management
Expert Key Client Relationship
Intermediate Lease Financing
Beginner Life Insurance Knowlege
Beginner Linked Analytics
Intermediate Loans - Auto
Intermediate Loans - Personal
Intermediate Logo desigining
Intermediate Managing Midsize Teams - 5 to 20 People
Expert Merchant Card Processing
Intermediate Mergers and Acquisition
Expert Microsoft Outlook
Intermediate Mobile Banking
Expert Official Tasks Handling
Expert Portfolio Management
Beginner SEOquake
Intermediate SME Finance
Expert Social Welfare Management
Expert Stitching Skills
Intermediate Stock Control
Expert Strategic Finance
Expert Teller Services
Intermediate مبيعات المشاركة
Intermediate Voucher Management
Intermediate Wealth Management
Intermediate تخصيص المركبات
Intermediate تسوية المدفوعات

Languages

Expert Urdu
Expert English