Summary

I am a seasoned professional with over nine years’ experience in the banking industry. Proven success overseeing and streamlining banking operations through efficient management, while securing business from large customers in a given area. I am adept at developing strong marketing plans, managing personal/business accounts, and creating bank policies to bring in more corporate business. Deliver exceptional results through branch business development, client management, and strategic planning. Expertise in cultivating and maintaining key relationships. Leverage core strengths and connections to develop new business, establish lasting banking relationships, and secure strategic alliances. Ability to develop and maintain long-term business relations with customers and staff members and produce high-quality of work under pressure.


My key skills include Banking Operations, Anti-Money Laundering, Sales & Marketing, Account/Client Management, Administrative Procedures, Risk Management, Bancassurance, Strategic Planning, Team Leadership, Relationship Building, Communication Skills and Complex Problem Resolution


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such I would welcome a discussion regarding opportunities with your organization that fit my background.

Experience

Company Logo
Branch Manager
The Bank of Khyber
Jan 2021 - Present | Shangla, Pakistan

Branch Manager | The Bank of Khyber IBB Alpuri Branch, District Shangla, 2021 – Present
Branch Manager | United Bank Limited Alpuri District Shangla KPK, 2018 – 2021
Branch Manager | Habib Bank Limited, Chakesar Branch District Shangla KPK, 2015 – 2018
Operations Manager | Habib Bank Limited, Upper Dir Branch District Upper Dir KPK, 2014 – 2015
Teller | Habib Bank Limited, Upper Dir Branch District Upper Dir KPK, 2012 – 2014

Reorganized and supervised Islamic banking operations in line with strategic requirements to assure seamless and efficient work flow and current deposit accounts of companies.
Analyzed and oversaw balances and sales trends to predict future performance and ensure progress.
Actively participated in numerous sales, marketing, service, and product training meetings.
Raised consumer product sales by developing and implementing various policies.
Managed the Branch Office in order to meet the financial services needs of customers in the market area.
Supervised working of staff and developed ways to increase profitability of sales process.
Rendered keen eye for details to supervise everyday branch operations in regards to opening new accounts.
Achieved bottom line results by developing and implementing banking plans for various branches.
Trained, educated, and oversaw high performing branch employees to accomplish objectives and offer reports to the senior Manager.
Identified areas of improvement and recommended corrective actions to meet challenges and leverage growth opportunities.
Trained associates regarding bank policies and task-specific requirements to complete job.
Actively contributed to significant improvements in client satisfaction and sales.
Succeeded in achieving 2020-year Bancassurance target by executing effective plans.
Awarded with the certificate of appreciation for achieving UBL PAM 100 score IN Q2 & Q3 2019 period.
Received best teller award of 2014 in recognition of attaining highest KPI score in HBL Mardan region.
Acknowledged by the management with certificate of appreciation for HBL current and Asaan accounts.

Education

University of Malakand
Bachelors, , B.A‎
socialogy
Percentage 49%
2012
muslim public school and college fizaghat swat
, F.Sc Pre-Medical‎
Percentage 60%
2007
AL FAROOQ STANDARD PUBLIC SCHOOL ODIGRAM
, Matric in Science‎
Percentage 59%
2005

Skills

Expert Branch Manager
Expert Commercial Banking Knowledge

Languages

Beginner Pashto
Intermediate English
Expert Urdu

Muhammad Contacts

Muhammad Younus
Khushhalibank limited
Ali Zain
Allied Bank Limited