I started New Job Home Remittance Department as OGII. Data Reporting Handler State Bank of Pakistan (SBP) 1LINK has launched Sohni Dharti
Remittance Program to award the loyalty points to Pakistani’s living outside Pakistan and sending remittances to their family in Pakistan. SFTP
portal, File encrypt, Decrypt & Reconcilation of Data.
Operation & Reconcilation Departments through Foreign Se portal 42 MTO + WU + Express Money authorized agent and portal administrator.
Reconcilation with MTOs and WU.
Leading Home Remittance Department.
• Developing Remittance Processing System, process designing and product development.
• On boarding the Companies from abroad for business relationship.
• Planned strategies for development of transformation roadmap as an executive for Home Remittance Business.
• Maintained agile, responsible organization with sustained revenue growth by monitoring industry forecasts, honing budgets and adjusting
marketing strategies.
• Produced ad hoc reports and documents for senior team members.
• Handling All Portal, Voayger, Reconcilations with all MTOS. making payment through all the parteners.
• Prepared training material and Conduct trainings of the field staff.

Reviewing the adequacy of Customer Due Diligence (CDD), Know Your Customer (KYC), Know Your Agent (KYA), source of funds, client
information, client profiling.
To make practical and acceptable recommendations where systems and procedures are in need of enhancing to counter the risk of ML & TF.
To notify the MLRO through timely reporting all incidence of non-compliance with regulation. All breaches to also be notified to CCO / MLRO.
To deputise for the Money Laundering Reporting Officer in absence of CCO / MLRO.
To review and investigate suspicious activity reports and submit reports as a Nominated Person, where needed.
In conjunction with the AML Officer, ensure independent reviews are completed for higher risk transactions and client relationships (at onboarding
and periodic review) in line with policy requirements. To escalate exceptional transactions or relationships to the CCO / MLRO.A
Acts as an independent review ensure that compliance issues/concerns within the organization are being appropriately evaluated,
investigated and resolved.
Collaborates and liaises with internal departments, regulators, LEAs and external service providers to resolve legal and compliance issues.
Manages day-to-day operation of the compliance and MLRO function, including oversight of implementation and adherence to the
Compliance Manual of the Company.
Provide Financial Crime education, awareness and training to the business as required.
Rules of Sales and Purchase of FC through regulatory requirement of State banks.
Training and guidence to FLA regarding transaction of FC through Wall Saft.

Operations and Reconcilations officer
Interviewing the New Staff ( Arabs & Non Arabs ).
Working on Globus T24 Core Banking System.
Training New Employees i-e ( Branch Supervisor/ Head Teller / Teller & CSR)( Arabs & Non- Arabs).
Training Staff in Operations Dept. & User IDs Department (CCU) & Documents Checkers.
Supervising all of the branches across the Kingdom.
Keeping Records for Day to Day TXNs and their Enquiries by following up with branches.
Travelled Eastern, Western, Southern region Of KSA for Training, Business Development & Branches Rollout.
Reconcilations of daily cash In Cash Out all transactions which has been process at Alinma bank counter.
Managing Western Union Services by collaborating with Western Union Co.
Working on WU Agent Portal for Issuance of New Locations/ New Users/ Resetting of Users.
Sending POP( Proof Of Payment) OFAC ( Block payments) to Western Union Co. & following up with EMEA & WUGSI Authorized operator
Submitting Monthly/Weekly Branch Performance/Suggestion & Actions Reports to GM.
Reconciliation with branches,Preparing Voucher and invoices
Transferring funds through swift,Work on voyager WU reports.
Investigate and assess alerts for potential money laundering & Terrorist Financing risks within the organization.

Transfer to Operation department is a same remittance department