Summary

Anticipating a challenging position in a reputed and progressive institution, where my professional skills and abilities would be assets. To utilize my knowledge and skills for the exploration of new horizons and work with commitment. To present my profile in order to be consider for any suitable position, in your esteemed organization which I aspire to undertake for career growth and prospective.

Experience

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Loan Officer ME, House Loan and Agri Plus loan (Rejoin KBL)
Khushhalibank limited
Oct 2020 - Present | Mian Chunnu, Pakistan

Manages the Same business loan as i was managing in 2018 but the addition is that now looking after the business loan EMI up to 2million ,House loan a Govt Subsidies scheme  ( Mera Ghar Mera Pakistan) up to 2Million and Agriculture Plus loan of new and used Tractor.

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Agriculture Finance Officer
Habib Bank Limited
Sep 2018 - Jun 2019 | Okara, Pakistan

I was managing the Agricultural loans

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Agriculture Finance Officer ( Assistant Manager)
Habib Bank Limited
Sep 2018 - Jun 2019 | Okara, Pakistan

Manages the Agriculture Loan. Disburse the Agri loan and Also manages the Recovery.

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Loan officer MSME
Jul 2016 - Aug 2018 | Khanewal, Pakistan

I was managing the city area business loans

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Loan Officer MSME (Micro Small and medium Enterprises)
Khushhalibank Microfinance Bank limited
Jul 2016 - Aug 2018 | Khanewal, Pakistan


1) Identify new MSME/ small business enterprises in the assigned area. Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval.
2) Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity.
3) Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.
4) Prepares and execute loan contracts and arrange for disbursement of loan.
5) Receive feedback of MSME clients for product enhancements and new product requirements.
6) Gain insight on competitor's product offerings for MSME clients and provide feedback to the line manager.

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Assistant Manager coffee shop and restaurant
Options international coffee shop
Jun 2015 - Jun 2016 | Lahore, Pakistan

Was managing the hotel sales and managing the audit of hotels

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Assistant Manager Of Options Coffee shop & More
Options restaurant coffee shop & More
Jan 2015 - Jan 2016 | Lahore, Pakistan

Major job descriptions is to Manage the daily sales, pressure of work, all shifts, Achieve the target and experience of cash handling software Solution hut. Manages teams during scheduled shifts including daily customer interaction and satisfaction, staff performance, scheduling, planning, product quality, & cleanliness.

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Internship
Bank Alfalah Limited
Jul 2014 - Aug 2014 | Mian Chunnu, Pakistan

During my internship program, I mainly worked with These departments:
1- Credit
2- Accounts
3- Collection
4- Operation

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Loan Officer ME
Khushali Microfinance bank
Oct 2020 - Jan 1970 | Mian Chunnu, Pakistan

Currently I am Managing the house loan, Agriculture loans, Agri Implements and agri tractor loans as well as personal loans.

Education

Bahauddin Zakariya University
Bachelors, , MBA‎
CGPA 3.2/4
2015
Bahauddin Zakariya University
Masters, Masters in Business Administration, MBA‎
Business Management, Finance, Management Sciences (Accounting Finance), Field Crop Physiology, Internet Applications
CGPA 3.2/4
2015
Bahauddin Zakariya University
Masters, Bachelors in Arts, B.A‎
Percentage 66%
2011
bise multan board
Intermediate/A-Level, , I.Com‎
Accounts and Maths
Percentage 71%
2009
BISE Multan
Non-Matriculation, Matric in Arts‎
Completed
2006
bise multan board
Matriculation/O-Level, , Matric in Arts‎
Arts
Percentage 51%
2006

Skills

Expert Accounting Skill
Intermediate Accounts Administration
Intermediate Accounts Management Sklis
Expert Administration Knowledge
Intermediate Administrative Skill
Beginner Advisor
Intermediate Agricultural Marketing
Intermediate Analytical
Expert Analytical Reports
Intermediate Analytical Skills
Beginner Black Box Testing
Intermediate Branch Management
Beginner Branch Operation Management
Beginner Brand Activation
Intermediate Brand Awareness
Beginner British Accents
Expert Business Development Strategies
Expert Cash Collection
Intermediate Cash flow Managment
Expert Cash Handling
Expert Channel Sales Development
Expert Client Followup
Intermediate Committed to Customer Services
Beginner Communication Distributor Handling
Beginner Communication Skill
Intermediate Compensation Management
Expert Competitors Analysis
Expert Complaint Management
Intermediate Configuration Switches
Expert Coordination and Follow Up
Beginner Corporate Finance
Intermediate Credit Proposals
Intermediate Cross Cultural Communication Skills
Expert Cross Team Communication Skills
Intermediate Cross-Cultural Communication Skills
Expert Customer Acquisition
Expert Customer Relations Management
Intermediate CV Screening Skills
Intermediate Data Managing
Intermediate E-Business Suite
Expert ECM transactions
Intermediate Email List Management
Expert End to End Sales
Beginner Exceptional Writing Skills
Intermediate Executive Presentation Skills
Beginner Export Development
Beginner Extrovert
Expert Field Sales
Intermediate Financial Analysis
Intermediate Financial Management Skills

Languages

Expert Urdu
Expert Punjabi
Intermediate English

Farhan Contacts

Saba naeem
ASK Communication
Muhammad Rafique Hussain
Allama Iqbal Open University (AIOU)
adnan danish
pacific ocean group
Muhammad Waqas Abdul Haq
Neft Energies
imtiaz imtiaz Nazeer
Gulshan Spinning Mills Ltd.