Summary

I am an experienced finance professional with strong analytical and problem-solving skills along with practical understanding of business needs. I have an extensive knowledge in insurance industry and claims processes. I can multi- task, perform under pressure and work well with others. Now I am looking better opportunity to move forward & enhance my skills

Experience

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Assistant Manager
EFU Life Assurance Limited
Jan 2020 - Mar 2021 | Karachi, Pakistan

• Acknowledgment of claim requests & calculating claim payouts, carrying out thorough scrutiny of financial & medical documents provided at the time of policy underwriting, financial profile and sound understanding of policy wording and insurance laws.
• Identifying fraudulent claims and taking the necessary course of action, Liaison with the legal department on cases that requires litigation.
• Management of Portfolio consisting of Unnatural Death claims and the claims with payout under 50K.
• Resolving stakeholder queries through correspondence and/or meetings.
• Member of internal audit team (Process Audit For ISO)
• Negotiating cases with clients and stakeholders where
required.

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Executive Officer
Efu Life Assurance Ltd
Mar 2019 - Dec 2019 | Karachi, Pakistan

Claims underwriting and compliance with the company\'s policies and regulations. Settlement of the claims in accordance with the company\'s practices.
Maintaining the MIS for the paid and unpaid claims.
Correspondence with the clients and the banks (bancassurance channel)

Achievements:
Financial Negotiation
Time Management
People Management
Business Communication

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Senior Officer Claims
Efu Life Assurance
Mar 2017 - Mar 2019 | Karachi, Pakistan

Underwriting of claims, Review settled, claims to determine that payments and settlements have been made in accordance with company practices

Achievements:
Corporate communication language
Customer Satisfaction (almost 70%)
Emotional Intelligence
Software knowledge

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Intern
Bank Alfalah Limited
Jan 2017 - Feb 2017 | Karachi, Pakistan

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Internship
MCB Bank Limited
Jun 2015 - Jul 2015 | Karachi, Pakistan

Education

Shaheed Zulfikar Ali Bhutto Institute of Science & Technology (SZABIST)
Masters, Masters in Business Administration, MBA‎
Finance
CGPA 2.5/4
2019
Shaheed Zulfikar Ali Bhutto Institute of Science & Technology (SZABIST)
Bachelors, Bachelors in Business Administration, BBA‎
Percentage 79%
2016
The Superior College
Intermediate/A-Level, , F.Sc Pre-Medical‎
Percentage 73%
2011
Exellence School
Matriculation/O-Level, , Matric in Science‎
Percentage 76%
2009

Skills

Expert Handling Assignments
Beginner Japanese & Korean Language Proficiency
Intermediate Negotiations
Beginner Stitching Skills

Languages

Intermediate Sindhi
Intermediate Urdu
Intermediate English

Sandhia Contacts

Sajid Ali
Pakistan Petroleum Limited (PPL)