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Summary
Serving MCB Bank from July, 2017 post merger of NIB bank, as Senior Manager Fraud Investigations in Audit & RAR group and later as Manager RCSA & Fraud Risk Support in Operatons Policy, Internal Controls & Compliance Division of Retail Banking Group.
Have served in Fraud and Risk Management department where I have worked in Detection/Investigation/Vigilance sections, managed the central region team as Supervisor Vigilance & Investigations. Have served in the Sales Processing and Credit Initiation departments as Processor and Credit Analyst. Have vast experience in both the consumer and branch banking network of conducting reviews and analysis. Awarded as Country Fraud Analyst in year 2006, 2007, 2008. Secured the bank potential save of over 370 Millions.Meticulously accomplished the Vigilance & Investigation task and have always exceeded in country performance through highlighting of numerous fraud discrepant cases. Investigated a variety of fraud & forgery related cases, involving huge exposures, resulting in fact finding, recovery, identification of policy & procedure lapses and charging involved staff. Coordinate with LEAs and Regulatory authorities for necessary support and representation of bank.
Conducted in-depth branch reviews to check the implementation of policies SOPs in Business Operation activities. Recommended critical policy changes to overcome any lapses that may expose bank to financial and reputational losses.
Experience
Manager RCSA & Fraud Risk Support - AVP / Sr. Manager Fraud Investigations
Services continued with MCB Bank from July, 2017 post merger of NIB bank, as Senior Manager Fraud Investigations in Audit & RAR group and later as Manager RCSA & Fraud Risk Support in Operatons Policy, Internal Controls & Compliance Division of Retail Banking Group.
Managing risk & control self assessment activities for retail banking. Arrange and track fraud & forgery investigation cases, review relevant reports and apprise senior management on recovery, legal and disciplinary action against involved staff. Job requires diversified experience of banking sector from consumer to branch banking with strong communication and presentation skills.
Manager Financial Crime Risk - Vigilance & Investigations
Joined NIB bank limited in March, 2016 in Financial Crime Risk as Supervisor Investigations.
Responsibility included managing investigation and vigilance teams, conducting investigation of fraud cases, dealing with LEAs and regulatory authorities. Review and finalise investigation reports for publishing to senior management and relevant authorities.
Internal Control Officer - Senior Vigilance & Investigation Oficer
Joined Compliance function of Faysal Bank Limited in 2011 and served in Fraud Risk Management Unit till May, 2015. Also later served in Internal Control & Monitoring Unit of Compliance in FBL.
Served in the Internal Control & Monitoring Unit and performed relevant reviews to mitigate the involved risks in different processes. While ensuring that bank incurs minimal or no losses in regulatory affairs. Also served as a Senior Vigilance & Investigation Officer & Supervisor Vigilance & Investigation in Fraud Risk Management department, where conducted vigilance of asset sales cases and also performed review of liabilities (branch banking) to mitigate fraud risk in relevant activities.
Supervisor Vigilance - Central
Initiated career in ABN Amro Bank N.V. in October, 2004 as a pioneer member in Sales Processing team of Credit Cards handling different launch phase activities. Later transferred to Credit Initiation Unit, a part of Retail Risk, as a Pre-screening Officer/Junior Credit Analyst in June, 2005.
Shortly after, in October, 2005 was transferred to Fraud Risk Management Unit (FRMU) of ABN Amro Bank N.V. where served in all three sections, Investigation, Detection & Vigilance as Officer & later promoted as Supervisor Vigilance in central region.
Became part of Fraud Risk Management Group in Royal Bank of Scotland (RBS) in August, 2008 with role enhancement for conducting in-depth branch banking reviews to check the implementation of banking/regulatory policies & SOPs in Business & Operation activities, such as the new account opening, delivery channel, locker operations, cash handling, funds transfer, clearing etc.
