Summary

An organized, visionary and goal oriented commerce graduated with strong academic and professional background with more than four years extensive experience in finance and management sector. I have strong potential, soft, hard skills and will, to utilize my skills, abilities and knowledge in your reputed organization. Discovering new ways of smart work, finding innovative ideas, more believing in interdependent work, positive attitude and motivation are my inner power, which help me to achieve my personal, academic and professional life goals.

Experience

Company Logo
Team Lead Trainer
Khushhali Bank Ltd
Sep 2019 - Present | Gharo, Pakistan

Currently working with Khushhali Microfiance Bank Ltd. as a (Team Lead Trainer) at Gharo Permanent Booth(Branch Thatta since 02 September 2019 to till..

Job Description Below

01- Pre Disbursement and Client Quality Verifications
02-Portfolio Analysis and Default Management
03-Compliance & Reporting
04-Business Growth
05-Portfolio management
06-Service and quality

Company Logo
Team Lead Trainer
Khushhalibank limited
Sep 2002 - Present | Gharo, Pakistan

Pre Disbursement and Client Quality Verifications
Portfolio Analysis and Default Management
Compliance & Reporting

Adept with credit need assessment/client appraisal procedures and collection management.
Posses sound product & process knowledge.
Good at selling and clients servicing.
Well organized with good communication & time management skills.
Action oriented and able to work independently.
Fluent in local language.
Good listener and communicator.
Excellent marketing concepts and skills.
Excellent marketing concepts and skills.
Work as a team player with effective communication, coordination and leadership skills.

Company Logo
General Loan Officer(G.L.O
Khushhali Bank Limited
Feb 2018 - Aug 2019 | Thatta, Pakistan

Join as a General Loan officer 22 February 2018 to 31 August 2019
(My achievement
01-Star employee award received form Head office in Karachi Area

02- Back to Back received appreciation award, (Kamyab Employee month April and May 2018)
from Area manager (100Percent achieve sales & collection target

03-Training with farmers littercy and awareness program on agricultural credit and microfinance department of STATE BANK OF PAKISTAN on 25 March 2019 at Golarchi Sindh

04- Product training about (SEHAT KHUSHHALI at Thatta Branch with consultant JUBILEE LIFE INSURANCE 2018

Education

University of Sindh
Bachelors, Bachelors in Commerce, ( BS Commerce‎
Finance
CGPA 2.7/4
2016
Govt. Degree Science & Commerce College
Intermediate/A-Level, Faculty of Science (Pre-medical), HSSC‎
pre medical
Grade C
2008
Government College University
Matriculation/O-Level, Matric in Science, SSC‎
Science
Grade C
2006

Skills

Intermediate Achieve Sales Targets
Expert Aseptic Technique Knowledge
Expert Branch Management
Expert Credit Knowledge
Expert Lab Knowldge
Expert MIT Knowledge
Expert Multi-Cultural Team Management
Expert Record Keeping
Expert Relationship
Expert Scale Management

Languages

Expert English
Expert Sindhi
Expert Urdu