Summary

To work with devotion in a highly professional organization where I can learn and work to prove my abilities and skills and grow inclusively.

Experience

Company Logo
Relationship Manager-Commercial & SME
NBP (National Bank Of Pakistan)
Sep 2016 - Present | Sialkot, Pakistan

Joined NBP as Trainee Officer in 2016 and placed at Sialkot Region with different assignments in Credits, Operations & ForEx Departments. Out of which mostly worked in Credits Department, started with Consumer Loans alongwith Specialised Govt/SBP Schemes for General Public and SMEs.
Since 2019, I'm fully handy with managing Credits Relationship with SMEs and Commercial category borrowers, including NTB & existings ones and have honoured to supervise the highest portfolio branches in Sialkot Region.

Company Logo
Relationship Manager-Commercial & SME
NBP (National Bank Of Pakistan)
Sep 2016 - Jun 2024 | Daska, Pakistan

Joined NBP in 2016 and worked on different posts out of which majorly worked in Credits Department. Having exposure of managing consumer finance, housing finance, Commercial and SMEs risk assessment, mitigation and monitoring as well. Looking after the affairs from sanctioning process to disbursement and also making monitoring of pledge sites as well.
I'm currently holding major credit portfolio of NBP Sialkot Region

Education

Superior University Lahore
Masters, Masters in Science, ‎
Software Engineering
CGPA 3.5/4
2021
THE INSTITUTE OF BANKING OF PAKISTAN (IBP Superior Qualification)
Certification, ‎
Junior Associateship Of IBP (JAIBP) S-1
Completed
2018
University of Sargodha, Lahore Campus
Masters, MSc, MSc.IT (Software Engineering)‎
Information Technology, Software Engineering
CGPA 3.4/4
2015
University of Sargodha
Bachelors, Bachelors in Arts, ‎
Computer Science, Political Science
2011
Microsoft corparation
Certification, ‎
Microsoft Certified Professional MCP
Completed
2011
Microsoft Corporation
Certification, ‎
Microsoft Certified Technology Specialist MCTS
Completed
2010
Punjab College Of Sciences(PGC)
Intermediate/A-Level, , ‎
PRE ENGINEERING
2007
Govt. High School (Boys), Daska
Matriculation/O-Level, , ‎
Sciences
2005

Skills

Expert Complaint Management
Expert Credit Management
Expert Credits Management
Expert Customer Services
Intermediate Data Analytics
Expert Managing Midsize Teams - 5 to 20 People
Expert Microsoft Office
Intermediate MySQL
Intermediate OOP
Expert Relationship Management
Expert Risk Mitigation
Expert SME
Expert SME Banking
Intermediate Software Projects Management
Expert Team Player

Languages

Expert Punjabi
Expert Urdu
Expert English

Companies Followed

Muhammad Contacts

Zainab Siddiqui
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