Summary

My ability to get along well with others, to make necessary adjustments to meet deadlines, and effectively coordinate in fast-paced environments have all contributed to my growth in this field and my employers placing a significant degree of trust in me.

Experience

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Relationship Manager
U Microfinance Bank
Jan 2023 - Present | Islamabad, Pakistan

Managing and Selling All the Branch Asset Related Products

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Verification Officer
HBL Microfinance Bank
Sep 2020 - Jan 2023 | Rawalpindi, Pakistan

Verification of Loan files of Sales Team
Ensure Quailty Portfolio of Branch
Prepare Monthly Reports
Compliance reporting etc

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Relationship Banking
U Microfinance Bank
Jul 2019 - Sep 2020 | Rawalpindi, Pakistan

Mobilization +disbursement of loan+achieving targets +recoveries etc

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Credit officer
FINCA microfinance bank
Aug 2017 - Jun 2019 | Rawalpindi, Pakistan

Mobilization +disbursement of loan+achieving targets +recoveries etc

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Branch operation Accounts officer
PAK QATAR FAMILY TAKAFUL LTD
Sep 2015 - Oct 2016 | Muzaffarabad, Pakistan

Prepared Daily collection reports of different accounts Checked Daily email,s on company server system Updated financial data online on Branch Takaful Contribution System(BTCS) of the organization Prepared Provisional Receipts(PR) of payments Prepared quarterly business performance of the branch

Education

University of the Punjab
Bachelors, Bachelors in Commerce, ( B.Com )‎
GSM
Percentage 50%
2014
FBISE
Intermediate/A-Level, Intermediate in Commerce, I.C.S‎
Percentage 45%
2011
Abbottabad Board (BISE Abbottabad)
Matriculation/O-Level, Matric in Science, Science‎
Percentage 63%
2009
Abbottabad Board (BISE Abbottabad)
, Matric in Science‎
Percentage 62%
2009

Skills

Intermediate Accounts Administration
Intermediate Administration Knowledge
Expert Administrative Sklls
Expert Banking
Expert Business Development
Intermediate Business Development Strategies
Intermediate Cash Flow Management
Expert Client Dealing 
Expert Communication Skills
Intermediate Cooordination Skills
Beginner Coordination Skillss
Beginner Credit Analysis
Beginner Credit Evaluation
Intermediate Credit Knowledge
Beginner Credit Risk Analysis and Mitigation
Expert Credits Management
Beginner Database
Beginner Export Development
Intermediate Fluent in English
Expert Handling Assignments
Intermediate Lead Generation
Intermediate Loan Sales Management
Expert Market Knowledge
Intermediate Ms Excel
Expert Ms office
Intermediate Powerful but gentle closing abilities
Intermediate PR Campaign Management
Expert Product Knowledge
Intermediate Record Keeping
Intermediate Relations Management Skills
Expert Relationship Management
Expert Revenue Analysis
Expert Sales
Intermediate Sales Operations
Beginner Scale Management
Expert SME
Expert SME Baking Product Knowledge
Intermediate Social Welfare Management
Beginner Team Mentoring
Expert Telemarketing Skills
Intermediate تخصيص المركبات

Languages

Intermediate Punjabi
Expert Urdu
Intermediate English

Muhammad Haroon Contacts

Tajamal Hussain
U Microfinance Bank
ALLAH BAKHSH MALIK
FINCA microfinance bank
Mahr Shah Zaman
AAJ News Channel (Recorder Television Network)