Responsible for Quality checking/ Assurance of Credit cases including security/collateral related documentation, ensuring loan application meet all the basic requirement of lending procedure, product programs.
- Responsible for error free and efficient processing of Loans, maintain database for reporting / recording and assist OM in branch operations as per bank policies and
SBP regulations. 

Credit Risk Assessment: Analyze credit applications, credit reports, and other financial information to assess the creditworthiness of applicants and determine the likelihood of repayment.

Credit Scoring: Develop and maintain credit scoring models to evaluate the creditworthiness of applicants and predict the likelihood of default.

Credit Limit Setting: Determine the appropriate credit limits for approved borrowers based on their creditworthiness and loan requirements.
Loan Processing: Review and process loan applications, ensuring that all necessary documentation is complete and accurate.

Collateral Management: Manage collateral assets, such as property or equipment, to ensure that they are properly secured and maintained.

Default Management: Work with borrowers who are experiencing financial difficulties to develop restructuring plans or negotiate settlements.

Credit Policy Development: Collaborate with other departments to develop and maintain credit policies, procedures, and guidelines.

Responsible for processing of account opening, maintenance, Cheque Book, CMD
transactions, MDC transaction, RAAST-OTC, MMS Management, Security
Stationary Management, BVS & FCM System, Term Deposit, Clearing, Internal &
Online Fund Transfers, and other General Banking Transactions within stipulated
TAT, maintain database recording/reporting as per bank policies and SBP
regulations

- Achieve daily basis assigned Targets of the Bank.
- Meeting with existing and new customers
- Generate new business for the bank