Summary

Credit marketing Microfinance sales

Experience

Company Logo
Relationship officer
Mobilink Microfinance Bank Limited
Apr 2017 - Present | Minchanabad, Pakistan

Sales Assets

Company Logo
Social Organizer (Loan Officer)
Khushali microfinance bank limited
Jun 2016 - Apr 2017 | Bahawalnagar, Pakistan

To analyze potential loan markets and develop referral networks to locate prospects for loans.
To find potential clients, individuals, or businesses in need of loans.
To help clients to apply for loans and review loan agreements to ensure that they are complete and accurate according to banks policy.
To analyze and verify the application to determine the clients worthiness.
To get the approval of BCC before disbursement of loan amount.
To submit applications to credit risk officer for verification and recommendation.
To disburse the loan after complete satisfaction of related formalities.
To compute payment schedules and make sure client understand it.
To educate the customer to pay the installment at banks counter.
To handle customer complaints and take appropriate action to resolve them.
To manage the repayment schedules of customers for timely recovery of their monthly installments.
To build a good rapport with clients to make him/her repeat client.
To follow up on delayed installments.
To initiate collateral liquidation if a client defaults on a loan.
To prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
To prepare daily activity report to be sent to the BM.
To achieve targets as per branch daily/weekly/monthly score card

Education

Islamia University
Bachelors, Bachelors in Commerce, B.Com‎
Matriculation with Arts
Percentage 52%
2015