Summary


Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do.


BRANCH MANAGER - ACTING - To achieve the branch multi-dimensional growth targets (deposits, advances & profit) by sales maximization through strengthening the existing relationships and identifying new business opportunities, while providing quality service coupled with efficient operational controls to minimize all risks by ensuring  strict adherence to KYC/AML, SBP & Internal Policies, Processes and Credit Manual / Circulars.


AVP-II BRANCH OPERATIONS -To manage all branch banking related activities i.e. A/c Opening, Operations, Trade/Credits as per SBP regulations and as per SOP of Summit Bank Pakistan Ltd.


CUSTOMER SERVICES MANAGER/MANAGER OPERATIONS -To manage all branch banking related activities i.e. A/c Opening, Operations, Trade/Credits as per SBP regulations and as per SOP of Bank Islami Pakistan Ltd policies.


BRANCH OPERATION MANAGER -Managing all Branch Banking related activities i.e. A/c Opening, Operations, Trade/Credits as per SBP guidelines and as per MCB policies.


CD INCHARGE - Supervision of cash transactions, ATM, Clearing I/W O/W, A/C Opening, TDR,etc


SENIOR OPERATIONS OFFICER - Facilitate Customers Through Clearing Counter - Operations Department Activities - Inward/Outward Clearing - Online Transfer/Remittance - Pay Orders/DD processing - Intercity and OBC Clearing Processing


FINANCE TRAINEE - Cash Management - Inventory Management - Inventory Reconciliation - Facilitate Customers through cash counter - Seek opportunities to consistently learn and train


Projects

Islamic Banking Training
iMAL Training
Islamic Banking Training
Islamic Banking Product Planning
CAMELS ANALYSIS

Experience

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CLUSTER MANAGER - RVP
Bank Makramah Ltd (Formerly known as Summit Bank Ltd)
Jan 2023 - Present | Karachi, Pakistan

Overall managing 11 Branches of the Area and managing the Branch Managers to achieve their given targets with respect to the deposit mobilization of their respective branches.
Overseeing the Operations of these Branches.
Training of Staff Members.
Hiring of RMs and Branch Staff.

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BRANCH MANAGER - RVP
Summit Bank Limited
Apr 2020 - Dec 2022 | Karachi, Pakistan

Overall responsible for deposit mobilization of branch.
 Ensure excellent customer services and customer relationship.
 Keeps staff informed of pertinent changes in operational policy and procedures.
 Implement cost cutting measures where possible in order to augment branch’s financial position/profitability.
 To review and sign-off on all periodic reports/registers prepared by the Operations team regarding operational activities.

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AVP-II MANAGER OPERATIONS
Summit Bank Limited
Sep 2017 - Apr 2020 | Karachi, Pakistan


-To manage all branch banking related activities i.e. A/c Opening, Operations, Trade/Credits as per SBP regulations and as per SOP of Summit Bank Pakistan Ltd.

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CUSTOMER SERVICES MANAGER/MANAGER OPERATIONS
BankIslami Pakistan Limited
Jan 2016 - Sep 2017 | Karachi, Pakistan

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BRANCH OPERATIONS MANAGER
MCB Bank Limited
Sep 2014 - Nov 2015 | Sukkur, Pakistan

-To manage all branch banking related activities i.e. A/c Opening,
Operations, Trade/Credits as per SBP regulations and as per SOP of MCB Bank Pakistan Ltd.

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CD INCHARGE
Meezan Bank Limited
Oct 2013 - Aug 2014 | Karachi, Pakistan

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SENIOR OFFICER OPERATIONS
Meezan Bank Limited
Apr 2011 - Oct 2013 | Karachi, Pakistan

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FINANCE TRAINEE
Ufone GSM
Apr 2010 - Aug 2010 | Sukkur, Pakistan

Education

Mohammad Ali Jinnah University
Bachelors, , MBA‎
Finance
Percentage 82%
2010
Shah Abdul Latif University
Masters, , B.Sc‎
Science
Percentage 58%
2006
BISE Sukkur
Intermediate/A-Level, , F.Sc Pre-Engineering‎
Pre Engineering
Percentage 58%
2004
Govt, Tamir-e-Nau High School, Sukkur
Matriculation/O-Level, , Matric in Science‎
Science
Percentage 69%
2000
BISE Sukkur
Non-Matriculation, Matric in Science‎
Completed
2000

Skills

Beginner E-Commerce
Expert Accounts Administration
Expert Admin Analysis
Expert Admin Assistantce
Expert Advising Clients
Expert Aftersales
Expert Analytical
Expert Analytical Skills
Expert Aseptic Technique Knowledge
Beginner Audit Assignment Handling
Expert Audit Management
Expert Bank-Consumer
Intermediate Bank-Corporate
Expert Banking
Expert Bilingual Communication Skills
Expert Branch Accounting
Expert Branch Administration Skills
Expert Branch Banking
Expert Branch Management
Expert Branch Operations
Expert Branch Support.
Intermediate Branchless Banking
Expert British Accents
Expert Business Coordination
Expert Business Development Process
Expert Business Problems Analysis
Expert Business Strategy
Expert Client Coordination
Expert Client Followup
Expert Client Orientation
Expert Client Service Tracker
Expert Collaborative Leadership
Expert Compliance
Expert Composition Knowledge
Expert Computer Operations
Expert computer opreation
Expert Concept of Operations
Expert Configuring Software
Expert Conservation Awareness
Intermediate Consolidation
Expert Content Development
Expert Content Optimization
Expert Content Wiring Skills
Expert Cooordination Skills
Expert Coordination Skills
Intermediate Corporate Financial Reporting
Expert Customer Acquisition Skills
Expert Customer Analysis
Expert Customer Service =
Beginner DacEasy

Languages

Expert Sindhi
Expert Punjabi
Expert Urdu
Expert English

Companies Followed

Ehtesham Contacts