Summary

To ensure a positive contribution as part of your dynamic and well known organization .that suit best for my skill and to enhance my knowledge, which i can utilize for the growth of organization.

Experience

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Credit Officer
HBL MICROFINANCE BANK LTD
Oct 2019 - Present | Skardu, Pakistan

Credit Officer

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Credit Officer
HBL Micro Finance bank
Oct 2019 - May 2024 | Skardu, Pakistan

Due diligence of loan application and their appraisal
Assess clients’ financial status
Evaluate creditworthiness and risks
Analyze risks and approve or reject loan requests
Maintain updated records of loan applications
Responsible for NPL due diligence.
Prepare/maintain MIS and provide required information to the

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ECIB officer
The First MicroFinanceBank Ltd.
Jun 2017 - Sep 2019 | Islamabad, Pakistan

eCIB officer

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Volunteer
GBSO FASK UAJK KOTLI
Nov 2012 - Dec 2016 | Kotli, Pakistan

GBSO is non-profitmaking organization aim to facilitate Gilgit Baltistan student in university of Azad Jamu And Kashmir FASK Kotli newly name as university of Management science and information technology Kotli where I am working as
Senior advisor
Information secretary
Social mobilizer
Selection group of cabinet

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intrnee
Aga Khan Rural Support Program (AKRSP)
Jun 2016 - Sep 2016 | Skardu, Pakistan

I am working in AKRSP as internee in Admin& HR department where I learn
How to manage file
Employee attendance punching
JD summation

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HR OFFICER
IBN-E-MUHAMMAD CONSULTANCY
May 2013 - Nov 2015 | Kashmir, Pakistan

 Coordinate recruitment and selection process in order to ensure a timely organized and comprehensive procedure is used to hire staff.
 Schedule and organize interviews.
 Participate in applicant interviews.
 Complete review of employee files, related documents and complete and tagged as per the instruction given by HR executive
 Scheduling Job Interviews and Assisting in Interview Process.
 Creating and Distributing Documents. Orienting New Employees to the Organization (setting up a designated log-in, workstation, email address, etc).

Education

University of Azad Jammu and Kashmir (AJK)
Bachelors, Bachelors in Business Administration, BBA‎
Bachelor of Science (Aerospace Engineering)
CGPA 2.8/4
2016
Indus College of Commerce (Rawalpindi)
Intermediate/A-Level, Intermediate in Commerce, ICOM‎
Accounting, Economics
Percentage 61%
2012
High school khaplu
Matriculation/O-Level, , ‎
FASK, UAJ&K
Bachelors, , ‎

Skills

Expert Attention To Details
Expert Communication Training
Expert Configuration Switches
Beginner Employee Engagement
Intermediate Field Task Management
Expert Good in Ms office
Expert Handling Assignments
Beginner HR Consulting
Beginner HR Department Start-up
Beginner HR Policies Command
Expert Internet Explorer
Beginner Interview Skills
Expert Kitchecn Management
Expert KYC Knowledge
Expert Legal Documents Management
Expert LOS
Expert MS Excel
Expert Negotiation Skills
Expert Presentation Skills
Expert Record Keeping
Expert Risk Compliance Management
Expert Risk Management
Beginner Screening Resumes
Expert Strong Interpersonal Skills
Beginner Tax Record
Intermediate Training Development
Intermediate Transaction Operations Handling
Expert WP Rocket
Intermediate إدارة عمليات الفروع
Beginner الإعلان التوظيف
Expert تواصل بوضوح

Languages

Expert Urdu
Expert English