Summary

I am working from class 6th and I did different jobs like as sales man ,teacher, parking agent, but my professional work start after B.com examinations and I joined UMER Amber Spinning Mill Sargodha as accountant but after result I came Rawalpindi again and joined City School Pvt Ltd I keep my studies with my job and earn MBA degree than got the chance to come in Banking sector and joined bop as CMO after passing three years i got offer from Saudi Pak Bank which is known as Silk Bank as Operations Officer due to my active participation in deposit and cross they offer me the position of relationships manager where I won many awards and overs conversation in Banca. Sindh Bank gives me the offer to work as Branch Manager and I switched in Sindh Bank. Due to the interest in Islamic Banking i got the opportunity in Dubai Islamic Bank as Branch Manager cum Operations Manager few month later I was promoted as Branch Manager  and Team Leader of Banca of Gujrat Area Than  I was promoted Regional Sales Manager North where we could be able to set the record of NFI and win dosen of awards and overseas conversation. Than moved to family business in HBS Islamabad after 9 months join the banking sector again and joined Bank Islami as branch Manager where again win multipal prizes and awards in cross sales consumer and banca than moved in Fwbl as District branch Manager Gujrat and Mandi Bahauddin area set the records in banca mpmg kamyab nojawan and deposit now start job in AbL Islamic bank in Mandi Bahaiddin District branch Manager and setting the new records

Projects

Lead And Earn
Free lancer hbs

Experience

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Branch Manager AVP
Allied Bank Limited Aitmad
Jan 2022 - Present | Mandi Bahauddin, Pakistan


Branch business, cross sales, team management, House ,  Banca  Op. Management Personal Finance, SME Finance  

To support Regional Manager in planning, formulation & implementation of business development strategies for the branch
To develop a strong business focus on all relevant customer segments
To help the Team in developing annual projections and budgeting for all branch business segments.
To develop business initiatives and strategies and present
To ensure achievement of business targets of asset and liability products and services assigned to the branches of the Area.
To ensure that branch teams are cross-selling products to maximize revenue.
To identify new business opportunities for both asset and liability products 
To conduct period meetings with all branch staff for review of progress
To inculcate high ethical values in all staff and ensure their training & development.
To ensure compliance of all regulations, rules, policies, SOPs of SBP & NRSP Bank.
To perform any other Task assigned by Management. 

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Branch Manager
FIRST WOMEN BANK
Apr 2020 - Jan 2022 | Gujrat, Pakistan

Development of branch in Banca .SME.Kamyab Nojawan.Mara Ghar Mara Pakistan consumer finance and Deposit.Set the highest Banca Booking Record Book highest number of kamyab nojawan cases Convert the branch in to profitability which was in loss for the last 35 years cover the area of Mandi Bahauddin Gujrat Dinga

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BRANCH MANAGER
Bank Islami Pakistan Ltd
Aug 2017 - Apr 2020 | Mandi Bahauddin, Pakistan

Branch business, cross sales, team management, House , Auto Finance Banca  Op. Management 
Win First Prize in Banca Campaign within 15 days of joining bank islami, Winner of 2nd Gold Campaign. Highest Auto Login December2017. Winner of Two Banca Campaign. Qualifier of CASA Campaign 2018.

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SR. BUSINESS MANAGER
HBS
Nov 2016 - Aug 2017 | Islamabad, Pakistan

Product development, Product Layout, Public Openion Management, Client Management, Business Development Management Solution, Accounts and Team Management. Third Party Employment, Freelancing,  Project Financing, Accounts and Audit Management. Investments Consultancy. 

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Regional Sales Manager Banca
Dubai Islamic Bank
Jul 2012 - Nov 2016 | Islamabad, Pakistan


Coordination with 45 Branches  From Gujrat to KPK and AJk and 15  B. Less Booths Branches  and 350+ Staff members for Training and business Management and Target achievement of WM, Takaful, Auto, Mortgage, PRI and After Sales Service. As BM Rise the Business of Liability-Auto-Takaful and PRI and as BOM I was holding supervisory role to maintain all the branch books and record and departments. Training of Staff. , Customer 




9 Overseas Convention winner from Takaful, Cross Sales.   Motor Bick Winner  2 Mobile and One Tablet Winner 3 Cash Prize winner – Maintained of Branch Profitability  Certificate,  Best Performer of S &Q,  Highest Ijara  booking Branch. Star Performer of Year 2013-2014-2015 an As RSM Booked highest NFI in year 2014-2015 and still on top. Achieve Highest No of NTB, PRI, Banca Income

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Branch Manager
Sindh Bank Ltd
Nov 2011 - Mar 2012 | Mandi Bahauddin, Pakistan

New Branch Open, Business  and Operations Management. Rise in all allocated KPIs, Branch Staff Hiring, Audit Operations,,



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Relationship Manager
SILK BANK LIMITED PAKISTAN
Jun 2007 - Nov 2011 | Mandi Bahauddin, Pakistan

Account Opening Officer. RM Liabilities  Back up BOM, Auto Finance, Cross Sales like Banca. Account Opening Officer, It Coordinator, Remittance Officer, CSM. RM Liabilities.
Three Overseas Convention Winner, Cash Prize Winner. Highest Banca Income Record Holder 

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Rm
Silk Bank Limited.
Jun 2007 - Apr 2011 | Mandi Bahauddin, Pakistan

Branch business development

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Cash officer
The Bank of Punjab (BOP)
Jun 2004 - Jun 2007 | Hazro, Pakistan

Cash Department/ Consumer Finance/ Agri Finance/ Account Department/ Computer Department/ Consumer Finance/Agri Finance / Care Taker/Remittance /Bills / Clearing/

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Accountant
The City School, Islamabad
Jun 2000 - Jun 2004 | Islamabad, Pakistan

Education

Alkhair University.
Masters, Masters in Business Administration, Mba‎
Banking & Finance
Grade A
2002
Al-Khair University
Masters, , MBA‎
Banking
Percentage 75%
2002
RCC
Masters, , B.Com‎
Percentage 56%
1999
Punjab University
Bachelors, Bachelors in Commerce, B com‎
Accounts banking audit
Percentage 56%
1998
University of the Punjab
Intermediate/A-Level, Intermediate in Commerce, I.Com‎
Arts, Accounts bqnking
Percentage 62%
1997
Govt Islamia High School Mandi Bahauddin
Non-Matriculation, Matric in Science‎
Arts
Completed
1995

Skills

Expert Accounnts Management
Expert Accounting+
Expert Accounts / Manager
Expert Accounts Administration
Expert Accounts Finalization
Expert Accounts Finialization
Expert Accounts Payable
Expert Accounts Payments Handling
Expert Accounts Receivable Command
Expert Accounts Software Command
Expert Achieve Liability and Cross Cell Targets
Expert Achievement Of CASA and Targets
Expert Achievement of Monthly CASA Deposit Targets
Expert Achievement Of Monthly CASA Deposit Target
Expert Achievement of Monthly CASA Deposit Targets
Expert Achievement of Monthly CASA Deposits Targets
Beginner Achievement of Monthly Deposit Targets
Expert Achievement of Total Deposit Targets
Expert Acquisition Budget
Expert Administration Knowledge
Expert Administration Skills
Expert Administrative Skills
Expert Aesthetic Procedures Knowledge
Expert After sale service
Expert Agricultural Financing
Expert Agriculture Credit
Expert AML
Expert Analytical Skills
Expert Area Sales
Expert ASM
Expert Asset Management
Expert ATM Monitoring
Expert Audit Rectification
Expert Audit Reports
Expert B2B Business Development
Expert Bank Assurance
Expert Bank Management
Expert Bank Reconciliation     
Expert Bank Reconciliation on
Expert Bank Statements
Expert Banking
Expert Banking Knowledge
Expert Banking Operations
Expert Banking Sector Knowledge
Expert Benefits Negotiation
Expert Boutique Knowledge
Expert Branch Administration Skills
Expert Branch Banking
Expert Branch Handling
Expert Branch less Banking

Languages

Beginner Arabic
Expert English
Expert Urdu

Usman Contacts

Munsif Ali Khan
Bank Islami Pakistan Ltd
Safdar Ali
Sindh bank ltd