Summary

A highly motivated and proactive Individual with excellent organisational and professional skills having 3 years of experience as a banker and 2 years experience as an accountant in Pakistan. I have moved to UAE for the betterment and growth of my career and Currently I am serving as Accountant Cum Admin Officer at a leading Real estate company in Dubai . I am searching for an organization where i can use all of my abilities and experience and skills which may lead the organisation grow and work efficiently and effectively.

Experience

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Admin officer
Empire One Real Estate Group
Jan 2022 - Present | Dubai, United Arab Emirates

Currently I am working as Accountant cum Admin officer at Empire One Real Estate group Of Companies. My job duties include various tasks. Which are enlisted below. Maintaining accounts of all clients which include payments, receipts, collection and encashment of cheques and much more. Maintaining records digitallyPreparing spreadsheets. Taking proper care of whole business center. Listening to client's issues and resolving them. Sending and receiving emails. Welcome visitors and get them visited the vacant offices in the business center.

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Account Manager
Al-Naimat Rice Processing Mills Pakistan
Nov 2019 - Oct 2021 | Gujranwala, Pakistan

I worked at Al-Naimat Rice Mills for 2 years as Account manager. My responsibility was to manage all the accounts, deal with the buyers and sellers directly, writing daily journal book and posting to the ledgers.

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Assets Quality Specialist (Team Leader, Trainer)
Khushhali Micro Finance Bank LTD
Feb 2018 - Oct 2019 | Kamoke, Pakistan

Promoted as Assets Quality Specialist (Team lead Trainer) in the same organisation in February 2018. Job tasks include proper verification of each loan in the field that is going to be processed, Identification of risks (if involved) , overdue and default management , capacity building and training of team and coordination with branch Staff.

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MSME Loan Officer
Khushhali Micro Finance Bank LTD
Feb 2017 - Feb 2018 | Kamoke, Pakistan

Worked as MSME loan Officer. Job description included marketing, mobilization of Loans, processing and punching of loans and recovery.

Education

University of the Punjab, (Gujranwala Campus)
Bachelors, Bachelors in Commerce, B.Com (Hons)‎
Accounting Finance Auditing Management
CGPA 3.26/4
2016
Punjab College Of Commerce Kamokey
Intermediate/A-Level, Intermediate in Commerce, I.COM‎
Accounting, Commerce
Percentage 73%
2012
Govt high school no.1 kamoke
Matriculation/O-Level, Matric in Science, matric‎
Physics Chemistry Biology
Percentage 76%
2010

Skills

Expert Account Management Experience
Expert Asset Management
Intermediate Bank Management
Expert Client Acquisition Skills
Intermediate Client Aquisition
Intermediate Client Relations Management
Intermediate Commercial Loans and Finance Knowledge
Intermediate Credit Management Planning
Intermediate Default Management
Expert Financial Service Management
Intermediate Leading Diverse Teams
Expert Legal Affairs Management
Intermediate Managing Midsize Teams - 5 to 20 People
Expert Microsoft Excel
Intermediate Retail Banking
Intermediate Risk Compliance Management
Expert Team Co-ordination
Intermediate Team Mentoring
Intermediate Verification Tools

Languages

Expert Urdu
Expert Punjabi
Expert English

Muhammad Contacts

Shahzad Iqbal
Khushhali MicroFinance Bank