Summary

Implementation of bank policies and procedures in true spirit.
Maintain branch expenses within authorized limits.
Reviewing daily reports along with daily vouchers.
ATM captured card handling.
Foreign Currency Reporting to SBP
Supervision of Account Opening
Responsible to guide customers about products, banks policies and
requirements regarding different types of accounts.
Maintain and balancing of security stationery register.
Quality Services Provided to Customers

Experience

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Branch Operation Manager
UNITED BANK LTD
Oct 2024 - Present | Lahore, Pakistan

Supervise branch operations, including cash handling, customer transactions, account servicing, and administrative functions.Ensure accurate processing and timely completion of branch transactions while minimizing operational risks.Manage branch resources efficiently, ensuring optimal staffing and workload distribution for smooth branch functioning.Compliance and Risk ManagementEnsure adherence to internal policies, regulatory requirements, and anti-money laundering (AML) procedures.Implement and enforce Know Your Customer (KYC) policies, security protocols, and other compliance measures.Conduct periodic risk assessments and internal audits to identify gaps and take corrective actions as necessary.Customer Service ExcellenceMaintain high levels of customer satisfaction by ensuring prompt, courteous, and effective service delivery.Address and resolve customer issues, complaints, or escalations efficiently.Promote customer-centric practices and continuous improvement initiatives to enhance service quality.Branch Security and Cash ManagementOversee cash handling procedures, including cash vault, ATM, and teller transactions, ensuring adherence to cash control policies.Manage branch security measures, including monitoring alarm systems, conducting security drills, and implementing contingency plans.Ensure cash and vault balances are accurately maintained, performing reconciliations and addressing any discrepancies.

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CD Incharge
HABIB METROPOLITAN BANK LTD
Mar 2023 - Sep 2024 | Lahore, Pakistan

Implementation of bank policies and procedures in true spirit.Maintain branch expenses within authorized limits.Reviewing daily reports along with daily vouchers.ATM captured card handling.Foreign Currency Reporting to SBPSupervision of Account OpeningResponsible to guide customers about products, banks policies and requirements regarding different types of accounts.Maintain and balancing of security stationery register.Quality Services Provided to Customers

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CD Incharge
Meezan Bank Ltd
Dec 2020 - Mar 2023 | Lahore, Pakistan

pActing as the SBSO of the branch liaising with the main office to enhance operational activities of the branch,and negotiating with customers to enhance branch profitability and deposits. Supervision of of Transfer entries. Preparing of KYC reports, Transaction Monitoring Reports & RTPs Supervision of Cash entries. To ensure proper maintenance of cash department & its working. Security Stationery Custodian of Vouchers. To solicit fresh customers visiting branch for account opening. To promote the highest level of customer service and responsiveness to the customer base of the branch. Intelligently access the needs and problems of the existing customers and guide them in the best solution of their queries and concerns as per Banks Policy. Deals with customers enquiries and ensure satisfactory resolution. Balances priorities to follow operational control & operations Issued from time to time. Ensure discipline and visible co-ordination with fellow colleagues and supervisor. Ensure compliance with the relevant Shariah parameters, statutory requirements, laws, values, code of conduct, and policies. Represent the bank in a professional manner.

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BSO
Meezan Bank Limited
Oct 2015 - Dec 2020 | Lahore, Pakistan

Account Opening.Issuance of Lockers.Issuance of cheque books and ATM cards and physical balancing of cheque books and ATM cards with system.Transfer of Funds through Cheque.Receipts and Payments of CashLodgment of Inward/Outward Clearing.Processing of Pay Order

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Cash Service Officer
Silk Bank Limited Shah Alam Market Lahore
Jan 2012 - Oct 2015 | Lahore, Pakistan

Universal teller.all transactions related branch banking and operations.

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Accounts Assistant
PATTOKI SUGAR MILLS
Jul 2010 - Jan 2012 | Patoki, Pakistan

Account Assistant

Education

University of the Punjab
Bachelors, , B.com‎
Accounting & Finance
Percentage 47%
2011
BISE Lahore
Intermediate/A-Level, , Fsc‎
Science
Percentage 49%
2008
BISE Lahore
Matriculation/O-Level, , Matric Science‎
Science
Percentage 81%
2006

Skills

Intermediate Accounts / Manager
Expert Branch Operations
Expert Branch Operations Management
Expert Cash Handling Experience
Intermediate CD Incharge
Intermediate Customer Service Skills
Expert Financial Audit/Compliance
Intermediate Interpersonal Skills
Intermediate MS Excel
Expert Record Keeping
Intermediate Strong Interpersonal Skills
Expert Teller Operations Handling

Languages

Expert English
Expert Urdu

Noman Contacts

Muhammad Inam Ul Haq
The Bank of Punjab (BOP)