Summary

divpdive To achieve professional excellence in my field and to develop career in some esteemed organization with challenging environment where I could contribute my inter personal skills and innovative ideas to the growth and development of organization. Motivation, determination, and consistent hard work are the key to success and satisfaction. A good word of devotion can conquer the world around us. Utilize your skills, hard work, and your relations while being beneficial to the society. Expect truly. Whatever that can be thought that can be done if worked on effectively and efficiently./p/div

Projects

Digital Loan

Experience

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Relationship Manager
U microfinance bank
Sep 2023 - Present | Pannu Aqil, Pakistan

SME Team lead

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Managee SAM
APNA Microfinance Bank Limited
Nov 2022 - Sep 2023 | Sanghar, Pakistan

Recovery, collection, team handling

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Branch Manager
Mar 2020 - Nov 2022 | Hyderabad, Pakistan

Team handling targets of sales, recovery

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Branch Manager
Advans Pakistan Microfinance Bank Limited
May 2019 - Nov 2019 | Hyderabad, Pakistan

Working in microfinance banking industry

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Branch Manager
Advans Pakistan Microfinance Bank
May 2019 - Nov 2019 | Hyderabad, Pakistan

Targers of sales, liability operations.

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Relationship Manager
FINCA Microfinance Bank Ltd.
Dec 2016 - May 2019 | Lahore, Pakistan

Training branch staff. Compliance check

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Relationship Manager Assets, sys&banking procedure and policies
FINCA Microfinance Bank Limited, Head Office Lahore
Dec 2016 - Apr 2019 | Lahore, Pakistan

Worked at SYS &opp department also with policy and procedure department, main toast was to switch the manual work to digital tablet work with automatic file transfer digital approval digital compliance check.

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Branch Manager
safco support foundation
Oct 2013 - Apr 2016 | Hyderabad, Pakistan

Worked as BM in microfinance non banking sector with the employee of 8 and other supporting staff . sales recovery team management, accounts,Audit,Compliance.

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Senior Branch Manager
Al Mehran Rural Development Organization
Aug 2012 - Sep 2013 | Hyderabad, Pakistan

Overall manage the branch targets and branch atmosphere also train the staff and also look after the accounts of branch

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Business Develoment Officer/Credit officer
Khushhalibank limited
Feb 2006 - Aug 2011 | Jacobabad, Pakistan

Education

Shah Abdul Latif University
Bachelors, Masters in Business Administration, MBA‎
Accounting & Finance, Advertising and Media Management, Business Management, General Management, Industrial Sociology, Marketing, Organizational Communication
Percentage 78%
2005
Shah Abdul Latif University
Masters, Bachelors in Business Administration, BBA‎
Accounting & Finance, Business Management
Percentage 65%
2002
Sindh Board Of Technical Education
Certification, English Typing cource‎
45 Words Per Minuter in English Typing spreed
Completed
2001
Govt.H/Sec.School Hingorja
Intermediate/A-Level, , F.Sc Pre-Medical‎
Physics
Percentage 68%
2000
Govt.H/Sec.School Hingorja
Matriculation/O-Level, , Matric in Science‎
Arts
Percentage 78%
1998

Skills

Expert Computer Basic
Expert 12+ months
Expert 13 years
Expert 3 to 6 months
Expert 6 to 12 months
Intermediate 7-S Program
Expert Ability to Analyze
Expert Ability To Enforce Business & Policy
Expert Ability to identify and research Target Markets
Expert Ability to Maintain Professionalism
Expert Ability To Maximize Staff Utilization
Expert Ability to Promote a Positive Image of the Bank
Expert Ability to Work Independently
Expert Ability To Work Under Pressure in an Unstable
Expert Academic Administration
Expert Academic Research
Intermediate Account Management
Expert Account Mapping
Expert Accountability
Expert Accounting Skills
Expert Accounts Finalization
Expert Accounts Managment Skills
Expert Accounts Reconciliation
Intermediate Activity Coordination
Expert Adaptive Management
Expert Adherence
Expert Admin Assistance
Expert Admin Assistantce
Expert Admin Follow Up
Intermediate Admin Operations Management
Expert Admin Task Management
Expert Admin Task Planning
Expert Admin Tasks Management
Expert Administration Knowledge
Expert Administration Skills
Expert Administrative Investigations
Expert Administrative Procedures Command
Expert Administrative Processes Command
Expert Administrative Skills
Intermediate Adobe Technical Communication Suite
Expert Advance English
Expert Advisor
Intermediate Advocacy and Campaigning
Intermediate Advocacy Strategy
Intermediate Advocate of Teamwork
Intermediate Aesthetic Procedures Knowledge
Expert Aftersales
Expert Agricultural Financing
Expert Agricultural Marketing
Expert Agricultural Policy Knowledge

Languages

Expert Sindhi
Expert Urdu
Intermediate English

Muhammad Contacts

Muhammad Nawaz
Khushhalibank limited
Naseem Ullah
Higher Education Commission (HEC)
Muhammad Amir
Khushhalibank limited
Noreen Kanwal
Khushhali Bank
Asif Ali Gill
Khushhali Microfinancebank limited