Summary

I am self-motivated, having the capabilities of handling the responsibilities. Loyalties & Enthusiasm with the team
attached to boast the worth of Organization. I am able to work well on my own initiative and can demonstrate the
high levels of motivation required to meet the tightest of deadlines. Even under significant pressure, I possess a
strong ability to perform effectively.

Experience

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Relationship officer Agriculture Finance
NBP (National Bank Of Pakistan)
Mar 2021 - Present | ICT, Pakistan

Business Development and marketing 

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AFO
NBP
Mar 2021 - Jul 2023 | Islamabad, Pakistan

To assist business heads in designing procedure for effective and efficient processing of agriculture loan in the Region.
To ensure timely processing of loan for agriculture products and manage customer complaints.
To provide timely accurate service and support to ensure the retention of valuable commercial customers and to identify and recommend work flow and process alternatives which can lead to improved efficiency and service level.
To ensure that the organization ,s activities are carried out in accordance with all regulatory, legal, and govt regularizations.
To maintain adherence to organizational policies and regulatory requirements bin terms of financing agriculture products of bank
To secure insurance for agriculture loans and to coordinate with insurance companies for recovery of insurance claims.
To coordinate with agriculture field officers for smooth processing, collection and recovery of agricultural loans.
To redeem properties mortgaged against agricultural finance.
To demonstrate strong and visible leadership and foster positive attitudes and trust among clients, prospects, and employees.
To establish a culture and work environment that attracts, retains and motivates the highest caliber of skilled. professionals.

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Relationship Officer
Mobilink Microfinance Bank
Jul 2019 - Mar 2021 | Shahkot, Pakistan

Processing And Marketing of Agricultural And commercial loans

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Relationship officer
Mobilink microfinance bank
Jul 2019 - Mar 2021 | Shahkot, Pakistan

Marketing and business banking

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Relationship Officer
khushhali Microfinance bank
Nov 2018 - Jul 2019 | Shahkot, Pakistan

processing and marketing of general loans

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Relationship Officer
Khushhalibank limited
Nov 2018 - Jun 2019 | Shahkot, Pakistan

Identification Of new small enterprises in assigned Area.
Assessment of customer loan requirements.
Develop and access financial statements of enterprise, to know the financial soundness of
enterprise.
Pre approval verification of clients.
Presentation of appropriate loan proposals to the credit committee for approval.
Preparations of loan contracts and documents.
Arrangement for Disbursement of loans.
Maintaining continuous contact with Clients so that loan is recovered on timely basis

Education

University of Agriculture
Masters, Masters in Science, ‎
Agriculture, Soil Science
CGPA 3.3/4
2018
University of Agriculture
Bachelors, Bachelors in Science, BSc Hons. Agri Sciences‎
Soil Science
CGPA 2.9/4
2016

Skills

Beginner Handling Assignments

Languages

Intermediate Punjabi
Intermediate English
Intermediate Urdu

Companies Followed