Credit Officer - Commercial Banking

Habib Metropolitan Bank Ltd

۴ گھنٹے پہلے شائع ہوئی 273 نے دیکھا Report Job

PKR. 45,000 - 60,000/Month

Responsibilities

To strategize, as per the annual business plan, asset deployment and undertake implementation accordingly and make new portfolio.
To ensure (based on strict control & monitoring) all new portfolio remains uninfected and healthy.
To market the bank’s products to increase the assets & liabilities of the bank and ensure that the portfolio so increased reflects healthy addition.
To approve proposals / authorize transactions as per assigned limits, wherever required, and in line with the policies and procedures.
To process credit proposals and e-memos duly undertaking the financial analysis w.r.t their business turnover & profitability as well as in accordance with SBP’s Prudential Regulations and Bank’s Credit Policy
To manage renewals of the existing portfolio including their routine financial transactions affairs with regard to funded & non-funded credit facilities.
To ensure proper recovery of quarterly markup & maintaining client rating (Qualitative & Quantitative) in core banking system – hPLUS and monitor credit exposure and reporting thereon to ensure correct utilization of credit limits as per terms and conditions of approval.
To undertake frequent visits for inspection of Bank’s mortgaged/ pledged/ hypothecated assets to keep the Bank’s interest secured.
To ensure obtaining regularly, stock report, insurance, yearly financials and BBFS from the customers as and when required.
To ensure limits implementation and draw down takes place only after receipt of proper documentation in accordance with approval and legal opinion.

مہارتیں

Presentation Skills Coordination Skills Credit Risk Analysis MS Excel

نوکری کی تفصیلات

نوکری کا ذریعہ:

خواتین کیلئے نوکریاں

صنعت:

بینکنگ / مالیاتی خدمات

شعبہِ افعال:

اکاؤنٹس ، فنانس اینڈ فنانشل سروسز کی

کل عہدے:

15 آسامیاں

نوکری کی شفٹ:

پہلا پہر

نوکری کی قسم:

مستقل

نوکری کا مقام:

کراچی, پاکستان

جنس:

عورت

کم از کم تعلیم:

بیچلرز

ڈگری کا عنوان:

Business Graduate

کیریئر کی سطح:

نوآموز

کم از کم تجربہ:

غیر تجربہ کار

اس سے پہلے درخواست دیجیۓ:

اکتوبر ۲۱, ۲۰۲۴

تاریخِ اِشاعت:

ستمبر ۲۰, ۲۰۲۴

Habib Metropolitan Bank Ltd

بینکنگ / مالیاتی خدمات · 4501-5000 ملازمین - کراچی

پیروی کریں

Habib Metropolitan Bank was incorporated in Pakistan as a Public Listed Company in 1992 under the name, Metropolitan Bank Limited. The Bank commenced, duly licensed, full scheduled commercial-banking operations in October 1992. Metropolitan Bank, from October 1992 to September 2006, remained a highly rated bank and, vide its nationwide 51-branch on-line network, established as a distinguished provider of trade finance services. On October 26, 2006 Habib Bank A G Zurich`s Pakistan Operations merged into Metropolitan Bank Limited and the merged entity was named Habib Metropolitan Bank Limited (HMB). Demonstrating a strong commitment to Pakistan economy, HBZ is the principal shareholder of HMB. HMB operates in all major cities of the country. The Bank ranks within Top 10 in Pakistan with a strong vision to be the most respected Financial Institution. HMB has its primary focus on retail banking and trade finance and also offers highly innovative E-Banking solutions and Consumer Banking to its customers. The Bank's Islamic Banking Division is fully capable of catering to customers seeking Shariah compliant products. The HBZ Group is heir to a rich tradition of banking and commerce dating back to more than 160 years. The group's flagship and HMB's principal, HBZ (incorporated 1967) enjoys International ranking of 687 in terms of capital. With Headquarters in Switzerland, the HBZ Group also operates in Hong Kong, Singapore, United Arab Emirates, Kenya, South Africa, United Kingdom and North America. The Pakistan Credit Rating Agency (PACRA) has allotted both long-term and short-term ratings of Habib Metropolitan Bank Limited at AA+ (Double A plus) and A1+ (A one plus), respectively. These ratings, being the highest amongst the local private sector Banks, denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments.