یہ کمپنی اب اس نوکری کیلیۓ مزید سی ویزنہیں لے رہی۔

Manager Credit

Habib Metropolitan Bank Ltd

ستمبر ۲۰, ۲۰۲۴ شائع ہوئی 1431 نے دیکھا

PKR. 80,000 - 200,000/Month

To strategize, as per the annual business plan, asset deployment and undertake implementation accordingly and make new portfolio.
To ensure (based on strict control & monitoring) all new portfolio remains uninfected and healthy.
To market the bank’s products to increase the assets & liabilities of the bank and ensure that the portfolio so increased reflects healthy addition.
To approve proposals / authorize transactions as per assigned limits, wherever required, and in line with the policies and procedures.
To process credit proposals and e-memos duly undertaking the financial analysis w.r.t their business turnover & profitability as well as in accordance with SBP’s Prudential Regulations and Bank’s Credit Policy
To manage renewals of the existing portfolio including their routine financial transactions affairs with regard to funded & nonfunded credit facilities.
To ensure proper recovery of quarterly markup & maintaining client rating (Qualitative & Quantitative) in core banking system – hPLUS and monitor credit exposure and reporting thereon to ensure correct utilization of credit limits as per terms and conditions of approval.
To undertake frequent visits for inspection of Bank’s mortgaged/ pledged/ hypothecated assets to keep the Bank’s interest secured.
To ensure obtaining regularly, stock report, insurance, yearly financials and BBFS from the customers as and when required.
To ensure limits implementation and draw down takes place only after receipt of proper documentation in accordance with approval and legal opinion.
Liaison with CAD/CRMG regarding different facilities, with SAM division regarding NPL accounts/filing of Suit, Monitoring of remedial portfolio and managing restructuring & rescheduling of accounts where necessary/ suitable.
To prepare and report all types of credit related statements/reporting to Zonal office/HO, SBP as and when required.
To undertake monthly closing of Branch Accounting.
To ensure compliance according to guidelines stipulated by internal and external regulatory authorities and liaise with Central Bank’s Auditors, External Auditors and Credit Review Department to provide all logistical support, documents and information as and when required as well as assist Br. Manager regarding matters related to FBR, FIA, SBP etc.
To acknowledge and resolve customer complaints within prescribed TATs to avoid customer dissatisfaction.
To adhere to bank policies / regulatory guidelines for smooth and harmonious export outside the branch.
To ensure all transactions are undertaken in conformity of Bank Policies & Operations Manual as well as regulatory guidelines.

مہارتیں

Microsoft Excel Communication Skills Presentation Skills Financial Reporting Credit Management

نوکری کی تفصیلات

صنعت:

بینکنگ / مالیاتی خدمات

شعبہِ افعال:

اکاؤنٹس ، فنانس اینڈ فنانشل سروسز کی

کل عہدے:

1 اشاعت

نوکری کی شفٹ:

پہلا پہر

نوکری کی قسم:

مستقل

نوکری کا مقام:

کراچی, پاکستان

جنس:

کوئی ترجیح نہیں

کم از کم تعلیم:

بیچلرز

ڈگری کا عنوان:

BBA/ MBA/ Master in Economics

کیریئر کی سطح:

تجربہ کار پیشہ ور

کم از کم تجربہ:

3 سال

اس سے پہلے درخواست دیجیۓ:

ستمبر ۲۸, ۲۰۲۴

تاریخِ اِشاعت:

ستمبر ۲۰, ۲۰۲۴

Habib Metropolitan Bank Ltd

بینکنگ / مالیاتی خدمات · 4501-5000 ملازمین - کراچی

پیروی کریں

Habib Metropolitan Bank was incorporated in Pakistan as a Public Listed Company in 1992 under the name, Metropolitan Bank Limited. The Bank commenced, duly licensed, full scheduled commercial-banking operations in October 1992. Metropolitan Bank, from October 1992 to September 2006, remained a highly rated bank and, vide its nationwide 51-branch on-line network, established as a distinguished provider of trade finance services. On October 26, 2006 Habib Bank A G Zurich`s Pakistan Operations merged into Metropolitan Bank Limited and the merged entity was named Habib Metropolitan Bank Limited (HMB). Demonstrating a strong commitment to Pakistan economy, HBZ is the principal shareholder of HMB. HMB operates in all major cities of the country. The Bank ranks within Top 10 in Pakistan with a strong vision to be the most respected Financial Institution. HMB has its primary focus on retail banking and trade finance and also offers highly innovative E-Banking solutions and Consumer Banking to its customers. The Bank's Islamic Banking Division is fully capable of catering to customers seeking Shariah compliant products. The HBZ Group is heir to a rich tradition of banking and commerce dating back to more than 160 years. The group's flagship and HMB's principal, HBZ (incorporated 1967) enjoys International ranking of 687 in terms of capital. With Headquarters in Switzerland, the HBZ Group also operates in Hong Kong, Singapore, United Arab Emirates, Kenya, South Africa, United Kingdom and North America. The Pakistan Credit Rating Agency (PACRA) has allotted both long-term and short-term ratings of Habib Metropolitan Bank Limited at AA+ (Double A plus) and A1+ (A one plus), respectively. These ratings, being the highest amongst the local private sector Banks, denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments.