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خلاصہ
Business Graduate!
I am an enthusiastic, self-motivated, reliable, responsible and hard working person. I am mature team worker and adaptable to all challenging situations. I am able to work well both in a team environment as well as using own initiative.
Skilled in Finance, Credit, Banking, Marketing Management, Customer service, Insurance, Sales & Marketing.
پراجیکٹس
تجربہ
Relationship Manager Retail Lending SME
◦ Coordination with clients regarding credit and lending.
◦ Responsible for the overall Credit Approval process.
◦ Prepares & Review detailed Business Credit Proposals
◦ Maintained and reviewed the bank statements of clients to assess their credibility.
◦ Comprehensive Credit Analysis, Financial Statement Analysis, Ratio analysis, Industry analysis
◦ Managed the good relationships with customers, and answer & resolve their queries.
◦ Identify the risk in the transactions and in the customer businesses, and use methods to tackle them.
◦ Adopts appropriate relationship management strategies to protect the Bank's interests at all times
◦ Maintained and Managed the SMEs in my region.
◦ Making and calculating of DCF, and market value method for business for loan credibility
Internee
Intern – Sales & Merchandising
MM Traders Ranipur (Unilever Distributor)
Aug’20 – Sept’20
Conducted primary research by visiting 200+ retail/wholesale outlets to identify risk and opportunities of overall Unilever business portfolio.
Managed and analyzed a research to mitigate SKDNA KPI of the company to increase number of merchandised outlets in all categories.
Initiated a comparative analysis of Unilever with its competitors on trade marketing to improve sales on high value generating channels.
Challenges of supply chain
Channel segmentation
Retail Management – Project
Internee
Overall Business Operations
Effective Business Relationship
Accounts management
