خلاصہ

Seeking a position in operations, finance, accounts or customer services according to my Qualification, Experience and ability, which will provide me to the platform for become a well-recognized professional Ultimately attaining prestige and pride for the organization and myself.

تجربہ

کمپنی کا لوگو
Recovery Officer
HBL Microfinance Bank Ltd
دسمبر ۲۰۲۴ - موجودہ | Khanbela, Pakistan

. Recovery of Defaulted Loans Identify and pursue delinquent accounts, negotiate repayment plans, and recover defaulted loans.Account Management Manage a portfolio of delinquent accounts, monitor repayment progress, and update account status.Customer Interaction Communicate with customers to understand reasons for default, provide financial counseling, and negotiate repayment plans.Legal Proceedings Coordinate with internal and external lawyers for legal action against defaulters.Reporting Prepare and submit daily/weekly/monthly recovery reports to management.Compliance Ensure adherence to bank policies, regulatory requirements, and risk management guidelines.Team Collaboration Collaborate with sales, credit, and risk teams to identify early warning signs of default

کمپنی کا لوگو
Internship
ZTBL
جون ۲۰۲۳ - اگست ۲۰۲۳ | Zahir Pir, Pakistan

Banking OperationsUnderstanding the inner workings of a bank, including account management, loan processing, and customer service.Agricultural Finance.Gaining knowledge on financing options for agricultural projects and businesses.Communication.Effective communication with clients, colleagues, and stakeholders.Analytical Thinking.Ability to analyze financial data and make informed decisions.Problem-Solving.Developing creative solutions to challenges in agricultural finance.Credit Analysis.Evaluating loan applications and assessing creditworthiness.Customer Relationship Management. Building and maintaining relationships with clients.Branch Operations.Assisting with daily branch activities.

تعلیم

Islamia University
بیچلرز, بیچلرز ان کامرس, COMMERCE‎
RURAL HEALTH CARE SERVICES AND FACILITATIONS
CGPA 2.9/4
2024
Pakistan Board of Technical Education Lahore
انٹرمیڈیٹ / اے لیول, انٹرمیڈیٹ ان کامرس, D.Com‎
Commerce, Accounting, Auditing
فی صد 59%
2020
Board of Intermediate and Secondary Education Bahawalpur
میٹرک / او لیول, سائنس, Matriculation‎
Science Group
فی صد 59%
2018

پیشہ ورانہ مہارتیں

ابتدائی Ability To Meet Deadlines And Work Efficiently
ابتدائی Construction Management
ابتدائی Primivira P6
ابتدائی Proficiency In Accounting Software (e.g.
ابتدائی Project Management
ابتدائی Account Receivable Collection
ابتدائی Accounting Applications Command
ابتدائی Accounting Skills
ابتدائی Accounting Standards
ابتدائی Accounts Administration
ابتدائی Accounts Management Skills
ابتدائی Accounts Marketing
ابتدائی Accounts Payable
ابتدائی Accounts Payments Handling
ابتدائی Accounts Receivable
ابتدائی Accounts Receivable Software Command
ابتدائی Accounts Software Command
متوسط Active Listening
ابتدائی Admin Tasks Management
ابتدائی Agile Application Development
ابتدائی Agile Project Management
ابتدائی Agricultural Marketing
ابتدائی Analytical Skills
ابتدائی Apparel Development Knowledge
ابتدائی ATM
ابتدائی Audit Assignment Handling
ابتدائی Audit Management
ابتدائی Audit Reports Management
ابتدائی Bank Reconciliation
ابتدائی Bank Reconciliation     
ابتدائی Banking
ابتدائی Bookkeeping Knowledge
ابتدائی Bossiness Development Strategies
ابتدائی Branch Banking
ابتدائی Building Codes & Regulations
ابتدائی Building Strong Relationships:
ابتدائی Business Analytics
ابتدائی Business Decision Making
ابتدائی Business Development
ابتدائی Business Development Skills
ابتدائی Business Development Process
ابتدائی Business Development Strategies
ابتدائی Business Strategy
ابتدائی Cash Flow Management
ابتدائی Cash Flow Reporting
ابتدائی Cash Handling Experience
ابتدائی Cash Management
ابتدائی Cashiers
ابتدائی Certified Scrum Master CSM
ابتدائی Client Dealing

زبانیں

ماہر پنجابی
ماہر سرائیکی
ابتدائی عربی
متوسط انگریزی
ماہر اردو