1. Conduct Scheduled/surprise visits to the field offices from time o time bases on Risk Rating of the field office/area office. 2. Desk review of loans files on sample based  to check completeness and polices/ procedures of Company. 3. Post disbursement physical verification to customer residence/work place to verify genuineness of information provided in the loan files.  4. Assess overall lending practices of the field office and report gaps to head office 5. In case of any major issue noticed during the visit, same should immediately be reported to Head Risk. 6. Closely monitor portfolio quality at region level and coordinate with  regional head and Senior Manager Risk for early alert and mitigation. 7. Ensure timely, meaningful and accurate periodic reports/ data to head office on format and frequency set by the head office from time to time. 8. Supervision of team of Appraisal and Risk Officers. 9- Development of Risk rating Model of  branches in order to identification of risk and their Mitigation future Strategies

1. Conduct Scheduled/surprise visits to the field offices from time o time bases on Risk Rating of the field office/area office/Region office in order to timely Identification of credit, financial, Compliance and Liquidity Risk and their Mitigation Strategies.
2- AML/ CFT Verifications.
3. Desk review of loans files on sample based to check completeness and polices/ procedures of Organizations.
4. Post disbursement physical verifications to customer residence/work place to verify genuineness of information provided in the loan files. (quarterly verification of 50 % field offices) in order to identify Credit Risk and their Mitigation
5- Assess overall lending practices of the field office and report gaps to head office
6. In case of any major issue noticed during the visit, same should immediately be reported to Head Risk.
7. Closely monitor portfolio quality at region level and coordinate with area managers, regional manager for early alert and mitigation.
8. Ensure timely, meaningful and accurate periodic reports/ data to head office on format and frequency set by the head office from time to time.
9. Supervision the team of Appraisal and Risk Officers.
10. Overall Financial analysis of branches with the help of Financial Statements for Management future decision making.
11. Consolidation of Risk Rating model to measure credit risk with the help of loan appraisal quality, portfolio quality, risk profiling, concentration risk. Measure Operational risk of branches with the help of capacity and portfolio analysis, cash handling risk, Client protection and Customer relationship management. Measure Financial Risk with the help of sustainability, performance and efficiency ratio analysis.

Identifications of different types of Risk and their mitigation strategies.
In depth analysis of branch,Area and Institutional Risk model and also given their recommendations for further Improvements of micro finance project.
Pre- Appraisal of Loans disbursement to identify credit risk on loans.
Future Forecasting of Micro finance projects through quantitative and qualitative techniques
Project future Financial Planning (Business Plan)
Clients Micro Loans utilization & post Evaluation analysis to mitigate portfolio at risk.
Data Analysis through Management information System and Financial information System.
Additional Expertise: Reconciliation specialist. ( Parties and all type of bank accounts).

Support and encourage the sharing of best practice with the Field Offices.
Compile feedback reports of all the centers visited for quality appraisal in Center Management in LTS & identifying gaps.
Point out the findings which will be helpful in both the training and Performance of the staff & Quality processes.
Ensure data quality and accuracy in Loan Tracking System (LTS) & Financial Information System (FIS).
Maintain and book the voucher of Area Office on daily basis.
Make visits of the all Field Offices once in a week & check that all the documentation is properly made as per the policy of the organization and make a report of every Field Office and sent it to H.O at the end of every weekend.
Positive and flexible attitude to work particularly new initiatives.
Good Microsoft Office skills.
Can work under pressure and cope with a demanding workload.
Keeps the supporting staff up to date with new change in LTS & FIS.
Prepare Credit and financial monitoring reports as required by organization.

Responsible to maintain all books of accounts, financial records through Online Financial Information System and Stock taking at the area office level.
• Responsible to Generating reports of Credit recovery Loans through Online Management Information System.
• Responsible to provide all reports and statement regarding the accounts and financial records asked by Internal and external auditors.
• Responsible to receive monthly statements of expenses from the field offices and compile monthly statements of expenses to be sent to the finance section at the Head office.
• Responsible to maintain stocks printed stationery and credit material at the area office and release the stock to field office on monthly basis on request of the field offices and record all receiving and releases in the stock register.
• Responsible to maintain an inventory of all furniture and equipment provided to the Field office in his area.
• Preparation draft letters, Preparation & Presentations on Power Points
• Discharge special responsibilities assigned by the area Manager

Preparation of branch budgets and Budget Variances Sheet
•Prepare bank and branch reconciliation on daily basis.
•Preparation of CPV, BPV on daily basis regarding branch.
• Generating reports through management information system and financial information system.
•Discharge special responsibility assigned by branch manager

• Cash collection from clients; depositedin to bank on daily basis.
• Prepare bank and branch reconciliation on daily basis.
• Preparation of CPV, BPV on daily basis regarding branch.
• Generating reports through management information system and financial information system.

Job Responsibilities:
Posting of Bank, Cash, and Journal Vouchers.
• Ensure Travel Arrangements &Proceed Travel Claims
• Arrangements Of Administrative & Logistical Meetings, Seminar& Workshops
• Maintain Proper Filing System
• Compiling Cost Estimate and preparation of Budget Statements
• To Maintaining Parties Ledger.
• To Maintaining Cash Book.
• To Maintain Payroll of Dynasty Textile Staff Members
• To Maintain Income Tax Return of Salaried Individual
• To Maintain Provident Funds Of Staff Members
• Responsible for deduction/deposit of Tax into bank on salaries and supplies. Submission and fulfillment of provisions of Federal Board of Revenue for withholding taxes and monthly/quarterly/annually Tax statements
• To Maintain the records of Sale Tax return
• To Maintain the records of Employees Old age Benefits
• Facilitating Internal & External Auditor
• Verify vendor claims for accuracy and conformance with financial rules and regulations; perform claim verifications against documentation to ensure that purchases/services are properly authorized and that the goods have been received or services rendered; and ensure timely recording and processing of vendor invoices in the information system.

Job Responsibility:-
• Proper Maintain Inventory for the Company
• Maintain Staff Addresses & Phone No of other related business Companies
• Preparations Of Payment request according to the Company rules and regulations
• To Maintain the Policy of Company
• Maintain and supervise the quality of product
• Arrangements of Meetings of Board Of Directors
• To arrange all Administrative &Logistical arrangements