 Analyze financial information and prepare financial reports to maintain records of financial activities and examine budget estimates for completeness, accuracy and conformance with Bank's policies and procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.
 Assist CFO and Senior Management for Business planning, cost accounting and managing Accounting systems and procedures for the proper and safe management of assets and liabilities in line with Bank's procedures. Assist in projects planned for Cost Allocation, Funds transfer, pricing application and customer profitability. Identify areas of cost rationalization and implement cost reduction measures.
 Provide support to the budget preparation process in all Branches / Departments and consolidate the Departmental budgets into annual corporate budget for the Bank. This includes developing the annual budget, tracking monthly expenses, financial analysis, providing monthly budget updates, accounting support, finalizing actual and clearing discrepancies.
 Maintain rigorous focus on control and ensure compliance to all policies and procedures. Also keep proper audit track for all transactions undertaken. Timely analysis and compilation of various MIS and reports.
 Monitor the income and expenses vs. budget, track the variances, recommend corrective actions and follow up on remedial actions to ensure the adherence to the budget and to support the effective monitoring of performance within the budget.
 Review the inward invoices for payment pertaining to projects in order to ensure they are approved in line with the Bank's polices and that payments are booked under appropriate heads, Departments, Branches and Units.
 Make timely entries of the payments of invoices and expenses under proper heads to ensure the appropriate booking of the cost. Maintain the safe custody of records and payment vouchers to ensure easy retrieval of records, when required.
 Prepare accurate analysis of transactions to support the preparation of accurate budgets for the coming year. Process expense reimbursement to staff members and other business related expenses, ensuring adherence to Bank's policy guidelines.
 Gather and consolidate accounting and financial information for the preparation of Management report. Take initiative to investigate and recommend suitable suggestions to Head of MIS to improve the effectiveness of accounting systems.
 Assist Head of MIS in preparing accurate analysis of transactions to support the preparation of accurate budgets for the coming year. Assist in processing expense reimbursement to staff members and other business related expenses,
Capital raising (Equity & Debt)
Risk & Financial Management
Finance & Accounting
Internal Controls
Strategic Planning
Problem solving
Process Improvements
Communication
Budgeting and Forecasting
Share and Right Issues
Change Management
Organizational Re-engineering
Merger & Acquisition
Structured finance
Due diligence
Policy Making
Regulatory Compliances
Financial analysis
Taxations
Human Recourse
Oracle & SAP Implementation
Investment banking
Adaptability & Resilience
Team Work
ensuring adherence to Bank's policy guidelines.
 Coordinate the management information available to the various business segments within the Bank. Prepare and revise the Budget by showing all Segments under each Branch and other Departments on Bank-wide level.
 Provide any other service as directed to support the overall functioning of the Department to commensurate with the nature of assignment

Established department alone, provide audit & assurance services independently, specializing in comprehensive financial, operations, compliance, credits and treasury audit, provide recommendation to implement controls on high risk areas, conduct special investigations assigned by the President of the Bank.

Job Responsibilities
• review systems and operations and appraise the adequacy of controls including their ability to detect and prevent fraud;
• recommend improvements to systems and procedures;
• advise on appropriate systems of control and other operational matters;
• appraise the extent of compliance with established policies, procedures and plans;
• assess the accuracy of management information;
• maintained a continuous review of the income and expenditure;
• Involved in the design, implementation and testing of planned controls when major changes are made to various administrative systems but shall not be responsible for the detailed implementation of such systems; and
• conducting ad hoc and confidential investigations as directed by the President & CE
• Ensure that senior management establishes and maintains an adequate and effective internal control system and processes. The system and processes should be designed to provide assurance in areas including reporting (financial, operational, risk), monitoring compliance with laws, regulations and internal policies, efficiency and effectiveness of operations and safeguarding of assets.
• Ensure application and effectiveness of risk management procedures and risk assessment methodologies, as applied to credit risk, market risk, liquidity risk and operational risk (including information technology and business continuity management).
• Special assignments directed by President & CE of AKBL from time to time.
• Independently review the cases of fraud and forgeries report the conclusion directly to the president

Achieved a position as the Head of Internal Audit and developed In-House Internal Audit Department which was previously outsourced to Deloitte Touché Thomatsu. Successful reduced the cost of the company by 25%—which resulted in revenue increases by 12.5 million gross annually. Achieved highest control rating by the Regulators (SECP) after the Inspection in 2012.

Job Responsibilities as Head of Internal Audit
• Communicate internal control policies approved from BOD and also advise senior management on compliance laws, rules and regulations, including keeping them informed on developments in the area. Ensure all policies and procedures are being adhered to.
• Supervise implementation of audit review plan and prepare the quarterly reports or reports on ad-hoc basis on internal controls and compliances with the laws and regulations to the BAC;
• keep up-to-date with changes in the regulatory environment and assessing the organizational impact of changes in this environment;
• serve as a contact point between BAC and senior management with regard to functioning of the IA programme, IA and compliance developments, provide assistance in this area to departments of the company, and act as liaison with SECP concerning the issues related to internal control and compliance;
• Assess the appropriateness of the company’s IA procedures and guidelines, promptly follow up any identified deficiencies, and, where necessary, formulate proposals for amendments.
• Delegate responsibility to conduct appropriate audit investigations (e.g., legal, HR, and other departments of the organization) to ensure proper follow-up and resolution.
• Participated in Decision Making by Senior Management of the Company as Management Committee Member.

Job Responsibilities as Company Secretary
• Independently handled with the consultation of lawyer, the acquisition of the company decided by the shareholders and mergers after acquisition.
• Ensured compliance of the provisions of Companies Law and rules