خلاصہ

I have experience of Marketing Executive and now in Banking sector working as Associate Manager MSME wheres i am responsible for sale team checking and verify initiation of loan files as instructed by top management.Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.ensure recoveries and increase non cash recoveries using easy paisa channels.Evaluate credit worthiness by processing loan applications and documentation within specified limits.Ensure recoveries from DPD clients and control default and delinquency ratio while report the findings to the line manager/branch managerFocused on community outreach in order to increase visibility of the bank and originate quality loan applications.Identify market and customers for MF lending under rules and regulations of SBP Prudential Regulations. Create awareness of credit products through marketing, business visits, group meetings, broachers or any other materials provided by the bank.Preparation of financial appraisal including, cash flow analysis, income statement to determine repayment capacity of borrowers.Filling and completion of loan documents including loan application form, post-dated cheques,guarantor forms, demand promissory and other related documents.Ensure that the sales targets are achieved as set by the management.Ensure prompt delivery, repayment of loans, provides periodic portfolio information &maintains portfolio quality. Market & sell TMB SME products.Interview applicants to determine financial eligibility and feasibility of granting loans.Assess customer needs, explore all options and introduce different types of loans.Develop referral networks suggest alternate channels and cross-sell products and services.Maintain a regular contact with the customer to remind them of their loan repayment obligations in a congenial manner and timely update the line manager/branch manager.Carry out any other task assigned by line manager.

پراجیکٹس

Telecom Industry in Pakistan.

تجربہ

کمپنی کا لوگو
Relationship Manager
The Bank of Punjab (BOP)
اگست ۲۰۲۴ - موجودہ | Kasur, Pakistan

کمپنی کا لوگو
Associate Manager MSME
Telenor Microfinance bank
جون ۲۰۲۱ - مئی ۲۰۲۴ | Kasur, Pakistan

MSME Products

کمپنی کا لوگو
Marketing Executive
KBK Electronics
جون ۲۰۰۹ - جون ۲۰۲۱ | Lahore, Pakistan

تعلیم

Punjab Jaigsu Cultural Center Lahore
سرٹیفیکیشن, Chinese Language‎
Chinese Spoken Course
مکمل
2018
Preston University
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, MBA‎
Marketing
CGPA 3.3/4
2017
University of the Punjab
بیچلرز, بیچلرز ان آرٹس, BA‎
Humanities and Social Sciences
CGPA 3.0/4
2015
Government islamia Degree College kasur
انٹرمیڈیٹ / اے لیول, , F.A‎
Humanities and Social Sciences
فی صد 50%
2007
Government High School Mustfabad Kasur
میٹرک / او لیول, , Matric in Arts‎
Humanities and Social Sciences
فی صد 50%
2005

پیشہ ورانہ مہارتیں

ماہر Accounts Administration
ماہر Administration Knowledge
ماہر Agri Knowledge
ماہر Analytical Skills
ماہر Banking Clause Knowledge
ماہر Banking Knowledge
ماہر Branch Administration Skills
ماہر Branch Banking
ماہر Business Development
ماہر Business Development Process
ماہر Business Development Strategies
ماہر Business Strategy
ماہر Cash Handling
ابتدائی Clearing of Import & Export Documentation
ماہر Client Dealing 
ماہر Client Relationship Management
متوسط Close Attention to Detail
ماہر Communication Skills
ماہر Coordination Skillss
ماہر Credit Analysis
ماہر Credit Management
ماہر Credit Risk Assessment
متوسط Cross-Cultural Communication Skills
ماہر Customer Orientation
ماہر Customer Satisfaction Management
ماہر Customer Service
متوسط Employee Banking
ماہر ERP Software Command
ابتدائی Export Controls
ماہر Field Coordination
ماہر Financial Data Analysis
متوسط Global Business Development
متوسط Global Cash Management
متوسط HR Policies Command
ابتدائی Import and Export Management
ابتدائی Integrated Disease Management
ماہر Investment Banking
ماہر Lead Generation
ماہر Market Commercial and SME Banking Products
ماہر Market Knowledge
متوسط Microsoft Excel
ماہر MIT Knowledge
ماہر Ms Excel
ماہر Negotiations
متوسط Payroll Management
متوسط Payroll Processing
ماہر People Management
ماہر Persuasion Customer
ماہر Power Point
ماہر Presentation Skills

زبانیں

ابتدائی چینی
متوسط انگریزی
ماہر اردو

Nadeem آپکے جاننے والے

Ali Akbar jamali
mobilink microfinance bank