خلاصہ


More than four Year of in-depth experience in the Banking sector and Non Banking Financial Institution. I had established good working relationships with customers/clients. thanks to almighty ALLAH who give me a number of skills like Strong verbal and personal communication Decision making, critical thinking, Self-motivated, initiative and maintains a high level of energy.that fits which my area of interest (Marketing).


پراجیکٹس

Marketing Research
Entrepreneurship projects on business ideas

تجربہ

کمپنی کا لوگو
Relationship Manager Home Finance
Bank Alfalah Limited
دسمبر ۲۰۲۰ - موجودہ | Sargodha, Pakistan

Regular coordination with managers of the branches for achievement of allocated targets. Analyze house loan applications received from different branches. Pursue all login cases and rectify different quarries with collaboration of branch staff as well as customers. Perform different roles in disbursement of mortgage loans, i.e property finalization, loan bookings and disbursement of property transactions. Regular liaison with internal customer’s i.e Home finance Sales, credit, and CAD team

کمپنی کا لوگو
Relationship Manager Retail Lending
Habib Bank Limited
جون ۲۰۱۸ - دسمبر ۲۰۲۰ | Sargodha, Pakistan

Selling of asset products to new-to-bank clients after evaluating financial risks and obtaining legal advice to achieve asset sales targets. Carry out the valuation of properties for liquidation by following the bank’s defined procedures.
 Commence the credit initiation process by gathering information and drafting credit proposals, to ensure credit decision making is in line with credit policies, SBP, Prudential Regulations and overall business objectives.
Prepares credit approvals for customer by ensuring credit applications are correctly prepared in accordance with the bank’s policies.
Monitors performance through MIS reports and presents results to management at regular intervals for watch list accounts with follow-ups for recoveries & handling of classified finances by issuing legal notices.
Timely preparation & submission of all required credit statements

کمپنی کا لوگو
Account Manager ( Credit and Marketing )
ORIX Leasing Pakistan Limited
ستمبر ۲۰۱٦ - جون ۲۰۱۸ | Sargodha, Pakistan


Handling asset/credit portfolio of the branch under the supervision of the branch manager.
Evaluating, screening and drafting proposals based on strict guidelines and ensures decisions are in line with the risk management policies and quality of decision making to agreed standards.
Provide assistance and implement sales strategies for managing the asset and credit portfolio of the branch.
Recovery follow up of the clients, visits all exising customers in portfolio for maintaining strong relationship with clients. 

کمپنی کا لوگو
Trainee Sales Manager
cocacola beverages pakistan Ltd.
جولائی ۲۰۱٦ - ستمبر ۲۰۱٦ | Sargodha, Pakistan

In Two Month Internship i had perform number of sales activities in CCBPL. My routine work is to Visit route of sales development officer and learn his work. in which includes how they plan there visit on regularly basis.
how they face and resolve issues from customers, how they branding on shops, how order full fling , how execute sales targets .

کمپنی کا لوگو
Assistant credit officer
FINCA Microfinance Bank Ltd.
دسمبر ۲۰۱۵ - مئی ۲۰۱٦ | Sargodha, Pakistan

Analyze potential loan markets and develop referral networks to locate prospects for loans, verify and determine the client’s worthiness, disburse the loan after complete satisfaction of related formalities, and manage the repayment schedules of customers for timely recovery of their monthly Installm

تعلیم

University of Sargodha
بیچلرز, ماسٹرز ان بزنس ایڈمنسٹریشن, MBA‎
فی صد 73%
2016
University of the Punjab
ماسٹرز, بیچلرز ان کامرس, B.Com‎
Business Economics, Management Sciences (Accounting Finance), Mathematical Statistics
فی صد 62%
2012
Federal Board
انٹرمیڈیٹ / اے لیول, , I.Com‎
فی صد 58%
2010
Federal Board
میٹرک / او لیول, , Matric in Science‎
فی صد 55%
2008
F.G boys High School Sargodha Cantt
نان میٹرک, Matric in Science‎
مکمل
2008

پیشہ ورانہ مہارتیں

متوسط 1 to 3 months
متوسط Client Aquisition
متوسط Client Followup
متوسط Customer Analysis
متوسط Export Development
متوسط Go-to-Market Strategy
متوسط Lead in
متوسط Penetration Skills
متوسط Pricing Negotiation Skills
ابتدائی Target Setting
متوسط مبيعات المشاركة

زبانیں

متوسط انگریزی
ماہر اردو

Ghulam Mohi آپکے جاننے والے

Saba Javed
Habib Bank Limited
Anosha Monir
Zameen Media (Pvt) Limited