概要

I am a dynamic, people-oriented Compliance & Risk Management Executive with extensive experience advising banking and financial institutions on operating procedures and business practices in compliance with state, provincial, and federal regulatory requirements and accreditation standards. Proven expertise in capital adequacy ratio, ICAAP, stress testing, net stable funding ratio, liquidity coverage ratio, liquidity monitoring tools, and regulatory reporting related to Pillar I and Pillar II risks. Possess great ability to formulate risk and control quality analysis, NPL management, alternative negotiation to achieve business and financial objectives. Proven track record of cultivating, maximizing and maintaining internal relations with creating long-term business alliances and identifying new business opportunities.My key skills include Business Intelligence, Basel Implementation, Internal Credit Risk Rating, Data & Decision Analytics, Credit/Operational Risk Management, Qualitative/Quantitative Techniques, Stress Testing, Capital Adequacy, Internal Audit & Compliance, Financial Risk Management, Client Relationship Management, User Training & Support, Defaulter/Borrower Negotiations, Financial Institutions Litigation Cases, Continues Process Improvement, Change Management, Effective Communicator, Team Leadership and Problem ResolutionMy professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such, I would welcome a discussion regarding opportunities with your organization that fit my background.

工作经历

公司标识
Manager - Enterprise Risk Management
Jubilee Life Insurance Co Ltd.
Dec 2020 - 代表 | Karachi, Pakistan

Leading the implementation of the Enterprise Risk Management Framework.

公司标识
Vice President – Risk Division
Jehanzeb Awan & Co (Private) Limited
May 2019 - Apr 2020 | Karachi, Pakistan

Efficiently formulate risk and control quality analysis, foreclosures, alternative negotiation to achieve business and financial objectives. Facilitate client in examining audits and resolving regulatory, policy, procedural and monitoring concerns at regulatory forums.·         Ensured strategic, tactical and everyday support and functioning of the clients/firms by designing and executing risk manuals, policies, frameworks, and MIS tools·         Identified and delivered GRC needs of a variety of GCC countries and jurisdictions while working as committed outsourced advisory and service providers for a premier consultancy team.·         Provided executive management a summary of a particular area outlining all results of testing and potential risk exposure, resulting action plan creation and remedial efforts.

公司标识
Assistant Vice President/ Divisional Head - Market, Operational & Liquidity
Pak China Investment Company Limited
Mar 2009 - May 2019 | Islamabad, Pakistan

Developed and executed operational risk framework, KRIs, RCSA, control testing, external reporting, DRP, and BCP. Positioned as a permanent invitee of asset liability, secretary credit, and board risk management committee for managing loan documentation, security documentation, deal structuring, and prudential regulations. Held the credit for asset liability, credit, market, and operational risk management, portfolio analysis and monitoring, and treasury middle office for reporting and analysis to the senior management and BOD.
·         Formulation and implemented bank-wise ICAAP program, stress testing tools and techniques, CAR statement and reporting, and internal rating systems development in line with Basel II and III.
·         Negotiated loan settlement and reorganization to ensure successful closure and recovery of pending litigation, which resulted in substantial bottom line gain at FYE 2017.
·         Expertly utilized comprehensive knowledge of financial and banking sector and created all regulatory reports pertaining to risk management and CAD to ensure timely submission.
·         Successfully supervised and determined all policy and procedural ownership matters while serving as a pioneer member of the risk management department.

学历

Shaheed Zulfikar Ali Bhutto Institute of Science & Technology (SZABIST)
硕士, 行政工商管理硕士学位, MBA(Executive)‎
CGPA 3.6/4
2013
City University
学士, 理工学士, Economics & Accountancy‎
Economics and Finance
所占比重 50%
2007

技能

熟练 Ability To Meet Deadlines
熟练 Accounts / Manager
中级 Agency Coordination
熟练 Analytical Skills
熟练 Basel Implementation
中级 Behavior Change Communication
熟练 Business Analysis
中级 Business Analytics
中级 Business Intelligence Knowledge
熟练 Business Problems Analysis
中级 Business Statistics
熟练 Capital Adequacy
熟练 Commercial Banking Knowledge
中级 Control Room Operations Handling
熟练 Credit Analysis
中级 Credit Risk
熟练 Credit Risk Analysis and Mitigation
熟练 Credit Scoring
熟练 Customer Interaction Management
熟练 Data Analysis
中级 Data Management
中级 Database Management
中级 E2E
熟练 Economic Financial Analysis
熟练 Equipment Maintenance Knowledge
熟练 Evaluation and Implementation
中级 FATCA
熟练 Financial Analysis
熟练 Financial Risk Management
熟练 Fluent in Engslih
熟练 Handling Assignments
熟练 HR Values
熟练 Industry Research
熟练 Integrated Risk Management
熟练 Internal Controls
中级 International Compliance
熟练 Investment Banking
熟练 Liquidity Risk
熟练 Litigation Arbitration
熟练 Market Risk
熟练 Medical Knwoledge
中级 MS Excel Dashboards
熟练 Obstetrician
熟练 of Financial Management
中级 Oracle Knwoledge
熟练 Performance Testing Tools
熟练 Plan Implementation
熟练 Policy Analysis
初学者 PostgreSQL
中级 Practice Management

语言

初学者 普通话
熟练 乌尔都语
熟练 英语