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Relationship Manager -Asset sales

Mobilink Bank

发布 May 02, 2024 33 查看

What is Relationship Manager -Asset sales - MMBL?

Proficient in MS Office
Strong analytical skills
Team management
Time management
Ability to work under pressure
Sound communication and interpersonal skills

What Relationship Manager -Asset sales - MMBL does?

Responsible for the direction, coordination and evaluation of micro credit business.
Lead the branch effectively in order to ensure the achievement of profitability
objectives and sale of asset products while adhering to MMBL policies and SBP
regulations.
Develop the relationship strategy for the assigned branch/area of responsibility with
due focus on the verification, loans disbursement, collection and cross-sell.
Manage the relationship process of the branch and help to achieve the objectives
through timely sales, verification and collection.
Build and retain the highest level of motivation in the team to achieve maximum
business volumes and employee retention.
Provide the leadership to relationship officer so they are highly productive in his/her
individual capacity. Each of the relationship officer should be trained and assisted to
assume his/her position as a first level of credit review that can correctly assess and
verify the customer s income/demographics with the view to establish customer s
need and credibility for the proposed loan.
Undertake capacity planning to meet the assigned tangible objectives of loan
volumes and zero default through effective and timely verification, collection and
cross sell.
Organize and deploy resources to match the business priorities in the branch and
take the best return from each team member in terms of the assigned objectives.
Co-ordinates with operations department to ensure the timely disbursals of loans
while retaining the integrity of the process and documents.
Take ownership of collection in the branch and ensure zero portfolios at risk (PAR)
and zero loss.
Seek opportunities to support and build the branch base in deposits through active
solicitation of existing relationship customers.
To effectively manage the portfolio, maintain MIS reports for verification, loan
disbursement and collections.
Support branch service through positive relationship with customers and help build
the bank s image/reputation in the community /market.
Identify portfolio risks and inform the branch manager/relationship manager on all
matters related to it.
Undertake self-assessment of respective area and be ready for review /audits by
internal /external auditors and SBP or other regulators.

What are we looking for and what does it require to be Relationship Manager -Asset sales - MMBL?

Hold a Bachelor s degree from a reputable Institution, however MBA will be
preferable.
Have a minimum of 3 years experience of working in microfinance industry.

工作详细内容

全部职位:

1 发布

工作类型:

全职/长期工

工作地址:

巴基斯坦

性别:

没有偏好

在之前申请:

Jul 01, 2024

发布日期:

May 02, 2024

Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.