概要

-Approx. 9 years experience of Product Development Project Management
-Strong communication quick thinking skills
-A positive and friendly professional
-Works effectively in teams
-Always Look forward to a job opportunity full of challenges innovations

工作经历

公司标识
Manager Channels- ATM & Cards
Finca microfinance Bank
Aug 2018 - 代表 | Lahore, Pakistan

公司标识
Channel Manager- ATM & Cards
FINCA Microfinance Bank Ltd.
Apr 2017 - 代表 | Lahore, Pakistan

• Launched 1st EMV Debit card for the bank
• Card Management System development & Integration
• New systems implementation to launch Debit Card
• Preparing and finalizing Process & plan for commercial Launch of ATM/Debit cards product
• P&L management for ATM/Debit Cards
• Supervise all CAPEX/OPEX Cost for ATM/Debit Cards
• Coordinate with Marketing/agencies for marketing collateral and promotional material for cards
• Launching of cards based product in coordination with other departments
• Managing cards operations in terms of cards design & production in coordination with relevant
vendors
• Monitoring of card operations, reporting and coordination with Payment Scheme/sponsor
bank/1LINK etc.
• Research on digital credit products and digital payment models for future business growth See less

公司标识
Assisstant Manager- Branchless Banking Team
FINCA Microfinance Bank Ltd.
Jun 2016 - Apr 2017 | Lahore, Pakistan

• Preparing and finalizing Process & plan for commercial Launch of ATM/debit/virtual cards product
• Managing P&L for ATM/Debit/Virtual Cards keeping an eye on Cost Vs Revenue Factors
• Increase Average Revenue per Units (ARPUs) & Average Profit per Unit (APUs) for ATM/Debit/Virtual Cards by
rationalizing the cost
• Supervise all CAPEX/OPEX Cost for ATM/Debit/Virtual Cards
• Coordinate with Marketing/agencies for marketing collateral and promotional material for cards
• Launching of cards based product in coordination with other departments
• Managing cards operations in terms of cards design & production in coordination with relevant vendors
• Monitoring of card operations, reporting and coordination with MasterCard/sponsor bank/1LINK, etc.
• Assisting Business Head Branchless Banking in the pilot and roll out of mobile wallet and associated services
• Research on digital credit products and digital payment models for future business growth

公司标识
Product Officer- Debit Cards
MCB Bank Limited
Sep 2011 - May 2016 | Lahore, Pakistan

Portfolio management of over 2.5 million Debit Cards
• New initiatives, product-related projects, strategy & policies development
• Create and implement product marketing plans
• Increase portfolio and product usage by using different marketing & promotional techniques
• Collect Product related data (In-house/Ex-house) and make analysis in order to present it to relevant stakeholders in the form of tabulation/graphical presentation
• Lead all Debit Card related promotional campaigns
• Process making & compliance with regulatory requirements
• Keep all the processes updated as and when changes are required
• Streamline all existing product-related processes and suggest modifications to ensure that customer satisfaction is not compromised
• Continuously monitor the core issues of the product and address root causes for a better customer experience
• Analyze, formulate and implement processes that further help to increase product usage and revenue
• Product-related testing with Information Technology Group and technology partner
• Document all processes, SOP\'s, Change Request Forms, SIR\'s and, most importantly, UAT\'s conducted for fixes deployed through ITG on systems
• Coordinate with cross functional teams to identify opportunities to grow the Debit Card business
• Coordinate with outside vendors (Euronet, Visa and Infotel)
• Maintain effective output for the team and ensure that all tasks are completed effectively and efficiently

学历

University of the Punjab
硕士, , M.Sc‎
Economics
所占比重 85%
2010
University of the Punjab
学士, 艺术学士, B.A‎
所占比重 65%
2008
Bise, Lahore
中级/A级, 艺术系, F.A‎
所占比重 71%
2006
Bise, Lahore
大学入学/0级, 科学, Matric‎
所占比重 67%
2004

技能

熟练 Analytical Thinking
熟练 Branding
熟练 Cooordination Skills
熟练 Export Development
初学者 Financial and Operational Modeling
熟练 Go-to-Market Strategy
熟练 Handling Assignments
熟练 merchandising own brand development
熟练 Pipeline Management
熟练 presentation preparation and delivery
中级 problem solving and attention to detail
熟练 Product Development
熟练 Product Management
熟练 Relations Management
熟练 RESTful APIs

语言

熟练 旁遮普语
熟练 乌尔都语
熟练 英语

Zobia 联系人

Abdul Waqas
Kohinoor Textile Mills Ltd
Mohsin Khan
Mobilink GSM (PMCL)
Asif Jilani
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