Motivating, identifying and carrying out a background check of the farmers/non-farmer and other persons who are/can engage in income generating activities in his/her area to include (i) their credit needs (ii) credit worthiness (iii) track record of dealings with other banks (iv) business potential and entrepreneurship
Once a farmer or non-farmer has been identified, then determine credit needs and prepare a feasibility report together with the banks standard application form and other loan documents
Examination of Pass Book and any other security/title document provided by the borrower and its genuineness, the veracity of contents with the relevant records of the Revenue Authorities.
Verify and report sanction of mutation of each and every loan case in favor of bank.
Achievement of recovery & Disbursement targets.
Checking utilization of disbursed loans within prescribed time limits
Maintain regular visit/contact to all defaulters and loanees

Scrutinize specimen signatures cards of the account holders, CBC at the time of withdrawal.
Pass cheques/withdrawal forms within passing limit and act as joint signatory for all other transactions.
Ensure that the money received and the money paid to genuine persons against proper authorization
Prepare/check and sign all types of vouchers jointly.
Make/check postings of vouchers in all the control books and relevant supplementary ledgers/ registers/systems and prepare daily cash/transfer transaction scroll
Ensure ZTBL Central Account Advices are being responded/adjusted within prescribed period.
Ensure that vouchers are duly wrapped, stitched, sealed, duly recorded/entered in voucher register and placed under lock & key
Ensure timely payment of rents, bills and taxes etc
Timely rectification of Audit paras and ensuring non repetition of comments.
Ensure that cash with other banks and in safe is maintained according to the prescribed limit of the bank and periodically reconciled
Perform any other function assigned by the Manager and HR and the functions allocated on the basis of volume of work and availability of officer

Actively approach potential clients to present EFU Life's insurance products.
Build and maintain strong relationships with clients to ensure their needs are met.
Achieve monthly sales targets as set by the company.
Provide accurate information about insurance products and services to customers