概要

Passionately committed to making a difference in the Business where ideas can be conceptualized and promoted with confidence, tenacity, and integrity. On campus leadership experiences combined with my professional experiences and excellent communication skills support my ability to initiate change.

工作经历

公司标识
Teacher
Sindh Education and Literacy Department
May 2022 - 代表 | Khair Pur Mir, Pakistan

公司标识
GBO/MCO OG II
Zarai Taraqiati Bank Ltd
Apr 2017 - May 2022 | Khair Pur Mir, Pakistan

Facilitated the successful loan approvals of over 30 million in agricultural loans for small-scale businesses and farmers, resulting in increase in rural employment. Collaborated with local business owners to better understand their needs and nancial requirements; provided tailored advice on the most suitable loan products available that met those specific needs. Actively monitored the progress of all agricultural loans, ensuring that payments were made on time and within budget constraints. Assessed creditworthiness of applicants based on income level, interest rate or collateral value as necessary before granting any loan approvals; improved accuracy levels. Advised clients regarding risk management strategies when taking out long-term loans such as crop insurance policies, hedge funds or diversifying investments portfolios for maximum protection. Collectively used skills. Credit Analysis Financial Analysis Risk Assessment
Loan Origination Loan Servicing Regulatory Compliance Agricultural Industry Knowledge Relationship Management Data Entry and Record Keeping. I was also posted as Assistant Manager Operations. Managed all banking operations and dealt with customer service issues. . Coordinated with other branch managers on some projects. . Performed internal audits to ensure efficient banking operations. . processed loan applications, kept transactions record. Developed productive relationships within the local business community. . Approved loans and line of credit requests. . Evaluated new customer accounts with complete compliance of the nancial regulators guidelines and bank\'s internal policies and procedures. . Prepared weekly and quarterly operations reports. . Performed period risk assessments and prepared related documentation. . Monitored work and prepared staff schedules

公司标识
Mobile Credit Officer
Zarai Tarqiati Bank Limited
Feb 2018 - May 2022 | Khair Pur Mir, Pakistan

公司标识
OG III
Zarai Taraqiati Bank Ltd
Apr 2017 - May 2022 | Khair Pur Mir, Pakistan

General Cader

公司标识
Assistant Manager Operations
Zarai Tarqiati Bank Limited
Jan 2018 - Feb 2018 | Khair Pur Mir, Pakistan


JD to handle all operations inside the branch and report to HO

公司标识
Teller Services Officer
MCB Bank Limited
Nov 2015 - Apr 2017 | Karachi, Pakistan

Working as Teller Services Ofcer at MCB was an excellent opportunity to learn the working style of banking industry. by working at MCB Bank, Provided account services to customers by receiving deposits and loan payments; cashing cheques, issuing savings withdrawals, recording night and mail deposits, selling traveler cheques and bonds, answering questions in person or on the telephone, referring to other bank services. Reconciles cash drawer by proving cash transactions, counting and packaging currency and coins, and other transactions, turning in excess cash and mutilated currency to the head teller, maintaining a supply of money and currency. Complies with bank operations and security procedures by participating in all dual-control functions, maintaining customer trafc surveys, auditing other teller\'s currency, Maintaind customer condence and protected bank operations by keeping information confidential. November 2015 - April 2017 November 2015 - April 2017 Contributed to team effort by accomplishing related results as needed by completing KYC, AML and CFT requirements diligently by ensuring compliance of Regulatory authorities requirements. Working in branch banking environment gained lot of experience in building strong customer relationships to maximise the bank profit. Extra learned skills that I have, . Excellent attention to detail. . Verbal and written communication. . Good mathematical and analysis skills. . Thorough knowledge of banking and financial services. . Ability to use banking and financial programs. . Great customer service skills. . Problem-solving and critical-thinking skills.

公司标识
Teller Services Officer
MCB Bank Limited
Nov 2015 - Apr 2017 | Karachi, Pakistan

I worked in Operations and also in business development....

公司标识
Lecturer
Bahria Foundation College
Sep 2013 - Sep 2015 | Mehrab Pur, Pakistan

Teaching Pakistan Study HSC, Secondary Maths, Computer Science And also House Mastet

学历

Shah Abdul Latif University
硕士, , MBA‎
Marketing
所占比重 72%
2013
Shah Abdul Latif University
学士, , B.Com‎
所占比重 74%
2010
BISE Sukkur
中级/A级, , F.Sc Pre-Medical‎
所占比重 61%
2007
BISE Sukkur
大学入学/0级, , Matric in Science‎
所占比重 64%
2005

技能

熟练 Aesthetic Procedures Knowledge
熟练 Commercial Retail Banking
中级 Executive Presentation Skills
熟练 Handling Assignments
中级 تقوية العلاقات مع العملاء

语言

中级 旁遮普语
熟练 信德语
熟练 乌尔都语
中级 英语

Mohsan 联系人

Aima Masood
Uncle Tetsu Pakistan (Multiplets Global Pvt Ltd.)