Coordinate, supervise and control the implementation of objectives to meet the budgeted targets on all areas encompassing: Assets & Lending & Liability, Recovery with maintained portfolio quality and implementation of emerging business & technology initiatives. Continuously Enhance monitoring and control activities to create deterrence against fraud & forgery. Develop a Compliance & Service Quality culture within branch. • increase lending volume by 20% through strategic business development, effective loan structuring, and cross-selling of financial products Evaluate, approve, and manage loan applications within authorized lending limits, ensuring adherence to risk management guidelines. • Improve loan collections by 10% through the development and implementation of effective collection strategies and procedures. Monitor delinquent accounts, developing action plans to reduce default rates and improve the overall quality of the loan portfolio. • Develop and implement strategies to increase branch revenue and market share through the acquisition of new clients and retention of existing ones. • Prepare and present regular reports on branch performance, lending growth, and collections improvement to senior management.

Oversee, manage, and regulate the execution of goals to achieve the planned targets across various domains, including Assets & Lending and liability management and recovery while ensuring portfolio integrity and the adoption of new business and technology ventures. Constantly improve monitoring and oversight efforts to prevent fraud and counterfeiting. Foster a culture of Compliance & Service Quality within the branch. • Boost lending volume by 15% through targeted business development, optimized loan structuring, and proactive cross-selling of financial products. Review, authorize, and oversee loan applications within established lending limits, ensuring compliance with risk management protocols. • Enhanced loan collections by 20% by devising and executing effective collection strategies, while closely monitoring delinquent accounts and implementing action plans to reduce defaults and improve portfolio quality. • Drove branch revenue and market share growth by acquiring new clients and retaining existing ones. Regularly prepared and presented reports on branch performance, lending growth, and collections improvement to senior management.

Led asset/lending, liability management, and recovery to meet targets, ensuring portfolio integrity and adopting new business and technology initiatives. Enhanced fraud prevention and cultivated a compliance and service excellence culture. Managed various financings, including agricultural, SME, property mortgages, commercial vehicles, housing, livestock, salary/pension loans, and gold-backed loans. • Building the loan portfolio. • Branch supervision, team cultivation, and training & supervision. • Regulatory adherence and service excellence ethos & Expense management and financial viability. • Facilities and additional financial services

Responsible for marketing, selling and analyzing potential target clients, processing relevant loan documentations and monitoring loan portfolio, ensuring prompt delivery, repayment of loans and provide periodic portfolio information. Ensure Compliance & Service Quality culture within branch.