I am a practicing Environmental Engineer since 2013 and have extensive experience in the field of Environmental Management, Environmental compliance related to water and air pollution control, waste disposal, recycling and public health issues, Project management, and construction supervision. With over 09 years of progressive experience, I am passionate about designing and assessing the environmental impact of engineering plans. Proficient at completing environmental investigations on upcoming engineering projects, developing and implementing environmental improvement programs, and collecting/analyzing field data to achieve sustainable development.
assist and recommend for development and update of policies and procedures related to Environmental and Social Risk Management, in line with Risk Management Policy of the Bank, Regulatory Framework and International best practices.To review and recommend relevant credit approval authority on E&S Risks involved in credit requestsEnvironmental Risk Review of the bank including baseline review of Environmental risk associated with the activities of the obligor, control measures in place, gap analysis, and suggesting improvement measures in order to contribute towards Sustainable Development.To support in development/ revision and implementation of environmental and social safeguard policies/procedures of the bank.To comply with all banking laws, rules, regulations, and prescribed policies/ procedures necessary to reduce Environmental risksTo monitor and ensure the implementation of EMPTo ensure the banks Environmental credit policies and procedures are implementedTo review Environmental due diligence and Environmental risk rating of the banks portfolioTo conduct an annual Environmental Risk Review of the approved portfolio of the bankCoordination and Support to Green Banking Office of the Bank on E&S related issues and reporting.
HBL Pakistans largest bank is working towards sustainable development and maintenance of the high level of Environmental Social Governance (ESG) practices in the banking ecosystem. In order to implement SBP Green Banking Guidelines, HBL has Established Green Banking Office.Specific responsibilities include
To support and coordinate the overall implementation of HBLs Policy on Social and Environmental Management and provide technical input to the Banks projects/ financing activities in order to support informed decision-making on account of environmental, social, and governance issues.
Environmental Risk Review of the bank including baseline review of Environmental risk associated with the activities of the obligor, control measures in place, gap analysis, and suggesting improvement measures in order to contribute towards Sustainable Development.
To support in development/ revision and implementation of environmental and social safeguard pollicises / procedures of the bank.
To comply with all banking laws, rules, regulations, and prescribed policies/ procedures necessary to reduce Environmental risks
To monitor and ensure the implementation of EMP
To ensure the banks Environmental credit policies and procedures are implemented
To review Environmental due diligence and Environmental risk rating of the banks portfolio
Support in the alignment and implementation of Green Investment Principles
To conduct an annual Environmental Risk Review of the approved portfolio of the bank
To support in development and implementation of Pakistans first ever Green Taxonomy of the bank as part of Green Financing/ Green Business Facilitation activities of the bank.
Preparation and implementation of own impact reduction strategies
Preparation and management of SBP reporting on Green Banking activities
Allied Bank is a commercial bank in Pakistan. Allied Bank, with its registered Office in Lahore, is one of thelargest banks within the country with over 1250 branches and ATMs. It was the first Muslim bank establishedin Pakistan before independence with the name of Australasia BankEnvironmental Risk/ Green Banking Manager (Feb 2019-To Date)Under State Bank of Pakistan (SBP) guidelines for Green Banking, Allied Bank Limited has established GreenBanking office aimed at reducing the environmental impacts of overall development through Environmentaldue diligence and Risk Management prior to financing. Environmental Risk Review of the bank including baseline review of Environmental risk associatedwith the activities of obligor, control measures in place, gap analysis and suggesting improvementmeasures in order to contribute towards Sustainable Development. Development and implementation of Green business facilitation policy and strategy Green product development
The Punjab Saaf Pani Company (PSPC) was established as a Special Purpose Vehicle (SPV) to conceive, plan, design, execute and manage projects for the provision of safe drinking water to the communities living in rural and peri-urban areas of the province.
Scope of Work Included
Evidence-based need assessment mapping of the province
Procurement of Engineering Management Consultants and Social Mobilization & Engagement Partners (NGOs) through a competitive and transparent process
Identification of the plants/schemes through engineering and social surveys, feasibility studies and Detailed Engineering Design.
Construction supervision till commissioning of the Plants/schemes.
Operation & Maintenance with Community participation and engagement
Specific Responsibilities
The specific scope comprises planning, Design, construction supervision and operation maintenance. Provided services for Design, Construction and project Management of the following works
Overall supervision of Design phase, Execution phase, Operation and maintenance phase, Quality assurance and Quality control of ongoing filed activities.
Coordination with all project stakeholders which includes Parliamentarian, Commissioner and DCO’s, Representatives of Govt. agencies (PHED, Local Govt., MEPCO, Land Record Deptt. Etc.), Engineering management consultants and Social mobilization consultants.
Review of Feasibility study reports, detailed engineering design, Cost estimates, Project documents, EIA/IEE Reports, Bidding documents submitted by Consultants.
Review of Water quality survey reports and GIS mapping prepared on the basis of Primary and Secondary data.
Review of Technical bids submitted by EPC Contractors.
Source verification of potential water sources in accordance with the future forecasted water demand.
· Review of Environmental Impact Assessment Reports of the Saaf Pani project.
· Water Quality Monitoring of 116 Plants Installed by M/s KSB under Pilot Project of Punjab Saaf Pani in Bahawalpur Region.
· Establishment of key performance indicators (KPIs) with the consultation of EMCs in order to evaluate the progress of work on routine basis.
· Coordinating with the Contractors with regards to hazard identification evaluation of risk and suggesting control measures to reduce risk up to acceptable level.
· Monitoring of real time android based survey for different components of the project through dashboard.
· Planning, designing and executing of site specific, economically viable and technically feasible solutions for the provision of safe drinking water.
· Planning of awareness campaigns regarding WASH during the Social Mobilization survey in Co-ordination with Social Mobilization Consultants.
· Was involved in Third Party Validation (TPV) OF Installation, commissioning, testing, Operation and Maintenance of 307 UF Plants under CDWA Project owned by LG&CD Dept. Govt. of the Punjab and Executed by M/S KSB Pumps Limited. In four Districts of Punjab.
· Detailed water Quality Mapping of the province
· Feasibility study/option analysis on different water treatment solutions for provision of safe drinking water.
• Planning, executing and Monitoring of solid waste management operations right from collection to disposal and further processing.
Muhammad has a track record for success, as well as a bright future.
Muhammad is a great team player, someone everyone enjoys working with.
Muhammad is the type of person everyone just loves being around. Strong work ethic, great personality.
muhammad is the definition of performance. Someone who always gets the job done.