A self motivated individual who has gained experience in finance, administrative, marketing and management roles with work experience locally and abroad. Looking forward to contribute developed organizational skills such as scheduling, analytical thinking and team work in a position of strategic value at a reputable organization.
- Managed Corporate credit portfolio of blue chip groups.
- Performed credit and profitability analysis for credit appraisal.
- Pitched cashless transactions and employee banking product (TEB) knowledge to corporate clients.
- Enhanced existing relationships through financial advisory and trade business proposals.
- Ensured house-keeping of all existing corporate customers along with Islamic product updates, deferrals, Takaful, etc.
- Managed MIS of regional business portfolio.
- Managed Corporate credit portfolio in excess of PKR12Bn and introduced NTB relationships.
- Pitched cashless transactions and employee banking product (TEB) knowledge to corporate clients.
- Enhanced existing relationships through financial advisory and trade business proposals.
- Ensured house-keeping of all existing corporate customers along with Islamic product updates, deferrals, Takaful, etc.
- Managed MIS of regional business portfolio.
Marketed enhancements in Corporate/Commercial/SME portfolio and brought New-to-Bank credit relationships.
Ensured documentation of imports and exports are in order to execute the transaction.
Researched retail sector, analyzed markets for business trends through relevant industry-wise data.
Conduct Horizontal - Vertical Analysis and delivered commentary regarding business performance.
Provided consultancy by offering banking products suited to client's business needs.
Carried out credit risk assessment by analyzing business performance, market checks and financial liquidity.
Ensured stocks, receivables, evaluations and insurances of assigned relationships are up-to-date.
Processed credit proposals relating to assigned portfolio and concurred approval.
Conducted/organized periodical visits to customers facilities for verification purposes,
Coordinated timely recovery of installments, mark-up and bank charges etc.
Developed MIS of business portfolio.
Pro actively sought after new relationships through direct and indirect banking.
Provided financial consultancy and offered appropriate banking products to suit client's financial needs.
Processed credit proposals relating to assigned relationships in conformity with SBP's Prudential Regulations.
Carried out financial analysis and credit risk assessment while formulating forecasting of financial performance.
Ensured insurance policies, stock reports, valuation reports of assets and audited accounts (If required) etc. of the assigned relationships, are kept up-to-date.
Conducted/organized periodical client visits for verification of stocks and developed business call/visit reports.
Coordinated for timely recovery of installments/mark-up/ other bank charges etc.
Developed MIS of business portfolio.
Develop and maintain credit portfolio of customers from multiple market segments.
Create customer leads and deepen relationship with existing clients.
Reporting of accounting transactions
Produce financial analysis, forecast and consultancy.
Sales