Experienced Finance Officer with a demonstrated history of working in the banking industry. Skilled in Negotiation, Microsoft Word, Product Costing, Management, and Social Media. Strong finance professional with a Master of Business Administration - MBA focused in Investments and Finance from Karachi University Business School (KUBS).
• Preparation of cost and revenue projections for new and existing branches/departments.
• Preparation of region wise, domestic and foreign branches profitability and business performance report
• Prepare financial model used in budgeting process in order to drive budget/target related to business and expenses for new and existing business based on zero based and incremental budget techniques.
• Plan and coordinate with all the business functions in identifying relevant information, rationale for budget preparation, including ensuring accuracy completeness of all information.
• Monthly Monitoring of actual with the budgeted performance to reflect current business situation, region wise, department wise , area wise and branch wise, highlight significant variance business units.
• Assist in PACRA entity and instrument credit rating, providing relevant business and financial information and complete assessment of risk evaluation report before publication.
• Conducting Banking Sector analysis in order to estimate market share and identify pattern, practices and insights.
• Scrutinizing the inward clearing instruments, separating the intercity and within city inward cheques
• Performed clearing, posting utility bills, KMC pension’s distribution collaboratively with branch operational team.
• Preparing & Scrutinizing Remittance forms & all Deposit slips.
• Preparing Memos including inward Return & Intercity Clearance Memos
• Directly dealing with customers for clearing cheques, Cheque returns and funds transfer
• Informing customers of the arrival of their cheque books, atm/debit cards
• Suggested and presented report on areas of improvement that can lead HBL to new height.
• Prepare report on assign branch issues and improvements, also suggested improvement in four life style account of HBL.